Polk County property record for 448 E Dunham Ave, Des Moines, IA 50315
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,080 sqft · built 1900 |
| Lot Size | 0.331 acres (14,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $97,000 (Jan 2019) |
| Tax Bill | $2,474 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2019 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 020/00609-001-000 |
| Primary APN | 020/00609-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 1,156 sqft |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 76 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,400 sqft (0.331 acres) |
| Lot Dimensions | 120 ft deep x 120 ft wide |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 90 sqft |
| Deck Area | 80 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 448 E DUNHAM AVE |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50315-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 18, 19 & 20 BLK 14 SECOND PLAT OF CLIFTON HEIGHTS |
| Legal Subdivision | FIRST PLAT OF CLIFTON HEIGHTS |
| Legal Block | 14 |
| Legal Lot Number | 19 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 4200 |
Source: Polk County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 448 E DUNHAM AVE, DES MOINES, IA 50315-1309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 11, 2019 | Warranty Deed, Transfer · FHA Mortgage FIDELITY BANK |
| Aug 23, 2018 | Warranty Deed, Transfer |
| Aug 16, 2018 | Quit Claim Deed, Transfer · Commercial Mortgage LAB INVESTMENT COMPANY INC |
| Jun 6, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2019 · Amount on Record |
| Deed Sale | Jan 11, 2019 · Amount on Record |
| Prior Sale | Aug 23, 2018 · Amount on Record |
| Deed Document Number | 20192018-00052881 |
| Deed Book / Page | 17209 / 288 |
| Prior Transfer Date | Aug 6, 2018 |
| Prior Transfer Doc | 0000013608 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 448 E DUNHAM AVE, DES MOINES, IA 50315-1309 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000076691 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 18654/906 |
| Instrument | 2021-00076691 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jan 11, 2019 |
| Property Address | 448 E DUNHAM AVE, DES MOINES, IA 50315-1309 |
| Document Number | 201800052881 |
| Book / Page | 17209 / 0288 |
| Instrument Date | Jan 2, 2019 |
| Instrument | 2018-00052881 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $154.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 448 E DUNHAM AVE, DES MOINES, IA 50315-1309 |
| Document Number | 201800052883 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 2018-00052883 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Aug 23, 2018 |
| Property Address | 448 E DUNHAM AVE, DES MOINES, IA 50315-1309 |
| Document Number | 0000015662 |
| Book / Page | 017050 / 000093 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 15662 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6813 NORTHGLENN WAY JOHNSTON IA 501311233, JOHNSTON, IA 50131-1233 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Aug 16, 2018 |
| Property Address | 448 E DUNHAM AVE, DES MOINES, IA 50315-1309 |
| Document Number | 201800013608 |
| Book / Page | 17041 / 0426 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 2018-00013608 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3232 NEWMARK DR, 3232, MIAMISBURG, OH 45342-5421 |
| Name | Verified Name |
|---|---|
| Address | 1385 CUMMINSPKWY, DES MOINES, IA 50311-1931 |
| Document Number | 201800013678 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 2018-00013678 |
| Name | LAB INVESTMENT COMPANY INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jun 6, 2018 |
| Property Address | 448 E DUNHAM AVE, DES MOINES, IA 50315-1309 |
| Document Number | 0000094240 |
| Book / Page | 016948 / 000932 |
| Instrument Date | May 22, 2018 |
| Instrument | 94240 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 2, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $63.62 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3232 NEWMARK DR MIAMISBURG OH 453425421, MIAMISBURG, OH 45342-5421 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $145,900 (+15.98%) Land $28,400 Building $117,500 | $145,900 (+15.98%) Land $28,400 Building $117,500 | |
| 2024 | $2,474.00 (+4.83%) | ||
| 2023 | $125,800 Land $24,200 Building $101,600 | $125,800 Land $24,200 Building $101,600 | |
| 2020 | $2,360.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 9 (1983–2010) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Aug 2010 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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