Polk County property record for 441 E Dunham Ave, Des Moines, IA 50315
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 708 sqft · built 1952 |
| Lot Size | 0.318 acres (13,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Mar 2026) |
| Tax Bill | $2,016 (2024) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jun 2025 Transfer + 3 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 020/00092-000-000 |
| Primary APN | 020/00092-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 708 sqft Living Area |
| Gross Area | 1,416 sqft |
| 1st Floor Area | 708 sqft |
| Basement Area | 708 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Bungalow |
| Exterior Material | Metal |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,840 sqft (0.318 acres) |
| Lot Width | 46 ft Width |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 441 E DUNHAM AVE |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50315-1310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 BOYDS PLACE |
| Legal Subdivision | BOYDS PLACE |
| Legal Lot Number | 13 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 4200 |
Source: Polk County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 441 E DUNHAM AVE, DES MOINES, IA 50315-1310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Jun 10, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Aug 8, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Aug 8, 2024 | Warranty Deed, Transfer · Line of Credit HARDIN COUNTY SVGS BANK |
| Jan 24, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2026 · Amount on Record |
| Deed Sale | Mar 2, 2026 · Amount on Record |
| Prior Sale | May 5, 2010 · Amount on Record |
| Deed Document Number | 202610777 |
| Deed Book / Page | 20433 / 159 |
| Prior Transfer Date | May 24, 2024 |
| Prior Transfer Doc | 0000040338 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Mar 2, 2026 |
| Property Address | 441 E DUNHAM AVE, DES MOINES, IA 50315-1310 |
| Document Number | 0000010777 |
| Book / Page | 20433 / 159 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 2026-00010777 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 441 E DUNHAM AVE, DES MOINES, IA 50315-1310 |
| Document Number | 0000010778 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 2026-00010778 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Max Rate | 11.7% |
| Document Number | 0000010779 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | 20433/175 |
| Instrument | 2026-00010779 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | 1827 ANSBOROUGH AVE, WATERLOO, IA 50701 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Mar 1, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jun 10, 2025 |
| Property Address | 441 E DUNHAM AVE, DES MOINES, IA 50315-1310 |
| Document Number | 0000032915 |
| Book / Page | 20166 / 354 |
| Instrument Date | May 29, 2024 |
| Instrument | 2025-00032915 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5406 DOUGLAS AVE, DES MOINES, IA 50310-1840 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Aug 8, 2024 |
| Property Address | 441 E DUNHAM AVE, DES MOINES, IA 50315-1310 |
| Document Number | 0000040338 |
| Book / Page | 19878 / 168 |
| Instrument Date | May 24, 2024 |
| Instrument | 2024-00040338 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5406 DOUGLAS AVE, DES MOINES, IA 50310-1840 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Aug 8, 2024 |
| Property Address | 441 E DUNHAM AVE, DES MOINES, IA 50315-1310 |
| Document Number | 0000040339 |
| Book / Page | 19878 / 169 |
| Instrument Date | May 24, 2024 |
| Instrument | 2024-00040339 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $149.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5406 DOUGLAS AVE, DES MOINES, IA 50310-1840 |
| Investor | Possibly a Property Investor |
| Document Number | 0000040340 |
|---|---|
| Date | Aug 8, 2024 |
| Instrument | 2024-00040340 |
| Name | HARDIN COUNTY SVGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | Feb 28, 2025 |
| Change Frequency | Monthly |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jan 24, 2024 |
| Property Address | 441 E DUNHAM AVE, DES MOINES, IA 50315-1310 |
| Document Number | 0000003394 |
| Book / Page | 19703 / 514 |
| Instrument Date | Jan 24, 2024 |
| Instrument | 2024-00003394 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 430 GRAND AVE APT 1109, 1109, DES MOINES, IA 50309-2329 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $116,100 (+2.83%) Land $28,100 Building $88,000 | $116,100 (+2.83%) Land $28,100 Building $88,000 | |
| 2024 | $2,016.00 (+1.31%) | ||
| 2023 | $112,900 Land $23,900 Building $89,000 | $112,900 Land $23,900 Building $89,000 | |
| 2020 | $1,990.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 9 (1983–2010) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Aug 2010 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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