448 E Delaware Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 448 E Delaware Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 1956
Lot Size	0.364 acres (15,856 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (Oct 2020)
Tax Bill	$2,799 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-1580-0024-00-1`

Property Details

APN / Parcel Number

Primary APN	`03-1580-0024-00-1`
Alternative APN	`11-03-1580-0024-00-1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft
Basement Area	1,472 sqft
Unfinished Basement	1,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Raised Ranch
Lot Area	15,856 sqft (0.364 acres)
Lot Dimensions	132 ft deep x 120 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	448 E DELAWARE AVE
City	BENTON HARBOR
State	MI
Zip	49022-6611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 SING FA
Legal Description	LOTS 24 & 25 DELRAY PARK
Legal Subdivision	DELRAY PARK
Legal Lot Number	24-25
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3028
Census Tract	2000

Owner

Source: Berrien County records · APN 03-1580-0024-00-1

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	448 E DELAWARE AVE, BENTON HARBOR, MI 49022-6611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	Dec 31, 2015
Deed Document Number	2020293194
Deed Book / Page	3297 / 3136
Prior Transfer Date	Dec 02, 2013
Prior Transfer Doc	03058/1920
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 29, 2020
Property Address	448 E DELAWARE AVE, BENTON HARBOR, MI 49022-6611
Document Number	03297/3136
Book / Page	3297 / 3136
Map Reference	LB 12 PG 65
Instrument Date	Oct 23, 2020
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 E DELAWARE AVE, BENTON HARBOR, MI 49022-6611

Mortgage

Document Number	0032973137
Date	Oct 29, 2020
Instrument	3297/3137

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,000 (+5.58%)	$280,000 (+5.58%)
2025	$2,799.00 (+3.06%) Homeowner's exemption	$132,600 (+11.52%)	$265,200 (+11.52%)
2024	$2,716.00 (+10.09%)
2023		$118,900	$237,800
2022	$2,467.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), as of September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 254 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0000600, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BENTON HARBOR serves 9,103 people
Water Source	Surface water
Last State Inspection	Jan 2025
Also Mapped Here	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021
Treatment and Procedure	Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.