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395 E Delaware Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 395 E Delaware Ave, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,450 sqft · built 1958
Lot Size1.21 acres (52,708 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Aug 1998)
Tax Bill$4,899 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Oct 2023 Transfer
Flood ZoneZone X (minimal risk)
APN03-0031-0055-01-7

Property Details

APN / Parcel Number

Primary APN03-0031-0055-01-7
Alternative APN
  • 11-03-0031-0055-01-7

Interior

Bedrooms5 Beds
Full Baths2 Baths
Building Area2,450 sqft Living Area
1st Floor Area2,450 sqft
Basement Area1,800 sqft
Unfinished Basement1,800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRaised Ranch
Lot Area52,708 sqft (1.21 acres)
Lot Dimensions330 ft deep x 160 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address395 E DELAWARE AVE
CityBENTON HARBOR
StateMI
Zip49022-6608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2 SING FA
Legal DescriptionCOM 1979.87'S & 500'N89DEG20'34''W OF N1/4 PST SEC 31 T4S R18W TH S 0 DEG04'40''W 329.88'TO C/L DELAWARE AVE TH N89DEG19'44''W 160'TH N0DEG 04'40''E 329.88'TH S89DEG20'34''E 160'TO POB
Legal Range18W
Legal Township04S
Legal Section31
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON
Census Block Group3
Census Block3016
Census Tract2000

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address395 E DELAWARE AVE, BENTON HARBOR, MI 49022-6608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2023Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Oct 23, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 1998 · Amount on Record
Deed SaleAug 21, 1998 · Amount on Record
Deed Book / Page1910 / 1318
Last Transfer DateOct 23, 2023
Transfer Doc03414/2654
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address395 E DELAWARE AVE, BENTON HARBOR, MI 49022-6608
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address395 E DELAWARE AVE, BENTON HARBOR, MI 49022-6608

Mortgage

Document Number03397/2074
DateJan 27, 2023
Book Page3397/2074
Instrument2023371903
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressSAINT JOSEPH, MI 49085
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 25, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERRIEN MI
Recording DateOct 23, 2023
Property Address395 E DELAWARE AVE, BENTON HARBOR, MI 49022-6608
Document Number03414/2654
Book / Page3414 / 2654
Instrument DateOct 23, 2023
Instrument2023391569
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address395 E DELAWARE AVE, BENTON HARBOR, MI 49022-6608

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address395 E DELAWARE AVE, BENTON HARBOR, MI 49022-6608

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionBenton Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$205,200 (+18.89%)$410,400 (+18.89%)
2025$4,899.00 (+6.71%)
2023$172,600$345,200
2022$4,591.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENTON HARBOR
serves 9,103 people · EPA ID MI0000600
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2021
Failure to filter
resolved · May 2021
Treatment and ProcedureOrganic carbon removal
Apr 2026
Treatment change without state approval
Sep 2021
Lead public education
Aug 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile.

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