Gallatin County property record for 448 Derek Way, Bozeman, MT 59718
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,244 sqft · built 2017 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $937,500 (Oct 2020) |
| Tax Bill | $16,339 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | 00RHG48560 |
| Primary APN | 00RHG48560 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,244 sqft Living Area |
| 1st Floor Area | 3,244 sqft |
| Basement Area | 1,900 sqft |
| Finished Basement | 1,900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Area | 1,202 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,153 sqft |
| Deck Area | 918 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 00RHG48560 |
|---|---|
| Street Address | 448 DEREK WAY |
| City | BOZEMAN |
| State | MT |
| Zip | 59718-7348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREENHILLS RANCH SUB, S15, T03 S, R05 E, BLOCK 7, LOT 53, ACRES 1.01, PLAT J-356-A PLUS OPEN SPACE A, B1, B2-1, & B3 - B5 |
| Legal Range | 05E |
| Legal Township | 03S |
| Legal Section | 15 |
| Legal Subdivision | GREENHILLS RANCH SUB |
| Legal Block | 7 |
| Legal Lot Number | 53 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | GALLATIN GATEWAY |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 502 |
448 Derek Way is owner-occupied and held in a trust since October 2020.
Source: Gallatin County records, as of September 22, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 448 DEREK WAY, BOZEMAN, MT 59718-7348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STOCKMAN BANK |
| Oct 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 4, 2020 | Intrafamily Transfer, Transfer MONTANA TITLE & ESCROW |
| Aug 27, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2020 · Amount on File |
| Deed Sale | Oct 26, 2020 · Amount on File |
| Prior Sale | Feb 2, 2006 |
| Deed Document Number | 20202706186 |
| Prior Transfer Date | Oct 23, 2020 |
| Prior Transfer Doc | 0002707427 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 448 DEREK WAY, BOZEMAN, MT 59718-7348 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0002575914 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 2575914 |
| Name | STOCKMAN BANK |
|---|---|
| Type | Bank |
| Address | MILES CITY, MT 59301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Oct 26, 2020 |
| Property Address | 448 DEREK WAY, BOZEMAN, MT 59718-7348 |
| Document Number | 0002706186 |
| Map Reference | PL J-356-A |
| Instrument Date | Oct 26, 2020 |
| Instrument | 2706186 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Title Company | MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 448 DEREK WAY, BOZEMAN, MT 59718-7348 |
| Document Number | 0002706187 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 2706187 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.37% |
| Index | 1-Year LIBOR |
| Max Rate | 7.37% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Nov 4, 2020 |
| Property Address | 448 DEREK WAY, BOZEMAN, MT 59718-7348 |
| Document Number | 0002707427 |
| Map Reference | PL J-356-A |
| Instrument Date | Oct 23, 2020 |
| Instrument | 2707427 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | MONTANA TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 448 DEREK WAY, BOZEMAN, MT 59718-7348 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Aug 27, 2018 |
| Property Address | 448 DEREK WAY, BOZEMAN, MT 59718-7348 |
| Document Number | 0002624498 |
| Map Reference | PL J-356A |
| Instrument Date | Aug 27, 2018 |
| Instrument | 2624498 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 448 DEREK WAY, BOZEMAN, MT 59718-7348 |
The 2026 property tax bill for 448 Derek Way was $16,339, down 7.5% from the year before.
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Elementary School District | Anderson Elementary School District (PK - 08) |
| Secondary School District | Bozeman High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,339.00 (-7.51%) | $2,670,500 (+2.47%) | $2,670,500 (+2.47%) Land $589,724 Building $2,080,776 |
| 2025 | $17,666.00 | $2,606,100 | $2,606,100 Land $589,724 Building $2,016,376 |
| 2023 | $17,750.00 | $2,797,100 | $2,797,100 Land $476,895 Building $2,320,205 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 448 Derek Way in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 448 Derek Way is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 60% of Montana |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 940 / 940 |
| SkyNet Communications Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
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