440 Cloverdale Ave, Cincinnati, OH 45246 Property Records

Hamilton County property record for 440 Cloverdale Ave, Cincinnati, OH 45246

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,135 sqft · built 1952
Lot Size	0.178 acres (7,754 sqft)
Owner	Individual Name on File
Last Sale	$180,500 (Aug 2022)
Tax Bill	$3,168 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`599-0051-0182-00`

Property Details

APN / Parcel Number

Primary APN	`599-0051-0182-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,135 sqft Living Area
1st Floor Area	1,135 sqft
Basement Area	595 sqft
Finished Basement	640 sqft

Exterior

Year Built	Built 1952
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,754 sqft (0.178 acres)
Lot Dimensions	110 ft deep x 110 ft wide
Porch	Porch
Porch Area	122 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	440 CLOVERDALE AVE
City	CINCINNATI
State	OH
Zip	45246-2243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVERDALE 110.23 X 110.07 IRR LOT 460 SPRINGDALE PK 2ND SQ M
Legal Subdivision	PARK SPRINGDALE
Legal Lot Number	460
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGDALE
Census Block Group	4
Census Block	4011
Census Tract	21501

Owner

440 Cloverdale Ave is owned by an individual who bought it in August 2022.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	530 TENNYSON ST, CINCINNATI, OH 45226
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Aug 13, 2018	Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Prior Sale	Aug 13, 2018 · Amount on File
Deed Document Number	0000084118
Deed Book / Page	14742 / 1283
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 31, 2022
Property Address	440 CLOVERDALE AVE, CINCINNATI, OH 45246-2243
Document Number	0000084118
Book / Page	14742 / 1283
Map Reference	MB 32 PG 40
Instrument Date	Jul 29, 2022
Instrument	2022-0084118
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	GRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$541.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	440 CLOVERDALE AVE, CINCINNATI, OH 45246-2243

Mortgage

Document Number	0000084119
Date	Aug 31, 2022
Instrument	2022-0084119

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 13, 2018
Property Address	440 CLOVERDALE AVE, CINCINNATI, OH 45246-2243
Document Number	0000070904
Book / Page	13730 / 01313
Map Reference	MB 32 PG 40
Instrument Date	Aug 10, 2018
Instrument	2018-0070904
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 CLOVERDALE AVE, CINCINNATI, OH 45246-2243
Investor	Possibly a Property Investor

Mortgage

Document Number	0000070905
Date	Aug 13, 2018
Instrument	2018-0070905

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 440 Cloverdale Ave was $3,168, up 16.4% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Springdale City
Unified School District	Princeton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,168.00 (+16.39%)	$63,175 (-) Land $9,212 Building $53,963
2024	$2,722.00 (-0.22%)	$63,175 (-) Land $9,212 Building $53,963
2023	$2,728.00 (+23.22%)	$63,175 (+56.95%) Land $9,212 Building $53,963	$180,500 Land $26,320 Building $154,180
2022	$2,214.00	$40,251 Land $8,985 Building $31,266
2020			$115,000 Land $25,670 Building $89,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 440 Cloverdale Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 440 Cloverdale Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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