448 Carter St NW, Cedar Rapids, IA 52405 Property Records

Linn County property record for 448 Carter St NW, Cedar Rapids, IA 52405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,001 sqft · built 1960
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,000 (Jun 2026)
Tax Bill	$2,504 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13261-29030-00000`

Property Details

APN / Parcel Number

Primary APN	`13261-29030-00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,001 sqft Living Area
Gross Area	2,017 sqft
1st Floor Area	1,001 sqft
Basement Area	1,001 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	66 ft deep x 66 ft wide
Porch	Stoop
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	448 CARTER ST NW
City	CEDAR RAPIDS
State	IA
Zip	52405-3206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR HILLS UNIT SIX STR/LB 566
Legal Range	8W
Legal Township	83N
Legal Section	26
Legal Subdivision	CEDAR HILL
Legal Lot Number	566
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	2
Census Block	2003
Census Tract	1002

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	448 CARTER ST NW, CEDAR RAPIDS, IA 52405-3206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CREDIT UNION
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CREDIT UNION
May 13, 2025	Contract Sale, Transfer · Land Contract RONALD BLOXHAM
May 13, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	May 13, 2025 · Amount on Record
Deed Document Number	202615740
Prior Transfer Date	Apr 7, 2025
Prior Transfer Doc	2025011849
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Jun 5, 2026
Property Address	448 CARTER ST NW, CEDAR RAPIDS, IA 52405-3206
Document Number	0000015740
Instrument Date	May 29, 2026
Instrument	202615740
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$12,524.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	448 CARTER ST NW, CEDAR RAPIDS, IA 52405-3206

Mortgage

Document Number	0000015741,
Date	Jun 5, 2026
Instrument	202615741

Lender

Name	COLLINS COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Jun 5, 2026
Property Address	448 CARTER ST NW, CEDAR RAPIDS, IA 52405-3206
Document Number	2026015740
Instrument Date	May 29, 2026
Instrument	202615740
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$12,524.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	448 CARTER ST NW, CEDAR RAPIDS, IA 52405-3206

Mortgage

Document Number	0000015741,
Date	Jun 5, 2026
Instrument	202615741

Lender

Name	COLLINS COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2025: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	LINN IA
Recording Date	May 13, 2025
Property Address	448 CARTER ST NW, CEDAR RAPIDS, IA 52405-3206
Document Number	2025011850
Instrument Date	Apr 7, 2025
Instrument	2025-011850
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	243 MAYDEN AVE SW, CEDAR RAPIDS, IA 52404-5138

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	448 CARTER ST NW, CEDAR RAPIDS, IA 52405-3206

Mortgage

Date	May 13, 2025

Lender

Name	RONALD BLOXHAM
Type	Private Party

Agreement

Type	Land Contract
Amount	Amount Recorded

Interest

Rate	8.5%

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINN IA
Recording Date	May 13, 2025
Property Address	448 CARTER ST NW, CEDAR RAPIDS, IA 52405-3206
Document Number	2025011849
Instrument Date	Apr 7, 2025
Instrument	2025-011849
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 MAYDEN AVE SW, CEDAR RAPIDS, IA 52404-5138

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,100 (+2.67%) Land $40,300 Building $132,800	$173,100 (+2.67%) Land $40,300 Building $132,800
2025	$2,504.00 (+9.73%)	$168,600 (+13.84%) Land $37,200 Building $131,400	$168,600 (+13.84%) Land $37,200 Building $131,400
2024	$2,282.00 (-8.35%)
2023		$148,100 Land $32,600 Building $115,500	$148,100 Land $32,600 Building $115,500
2022	$2,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Cable	300 / 30
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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