424 Carter St NW, Cedar Rapids, IA 52405 Property Records

Linn County property record for 424 Carter St NW, Cedar Rapids, IA 52405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,386 sqft · built 1960
Lot Size	0.153 acres (6,664 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Oct 2022)
Tax Bill	$3,040 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13261-29027-00000`

Property Details

APN / Parcel Number

Primary APN	`13261-29027-00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
Gross Area	2,002 sqft
1st Floor Area	1,001 sqft
Basement Area	1,001 sqft
Finished Basement	385 sqft
Unfinished Basement	616 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,664 sqft (0.153 acres)
Lot Dimensions	69 ft deep x 63 ft wide
Deck Area	Deck Area
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	424 CARTER ST NW
City	CEDAR RAPIDS
State	IA
Zip	52405-3206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR HILLS UNIT SIX STR/LB 563
Legal Range	8W
Legal Township	83N
Legal Section	26
Legal Subdivision	CEDAR HILL
Legal Lot Number	563
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	2
Census Block	2003
Census Tract	1002

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1650 ELAINE DR NW, CEDAR RAPIDS, IA 52405-1306
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Line of Credit CEDAR RAPIDS BANK & TRUST CO
Mar 3, 2017	Deed of Trust, Mortgage · Line of Credit GUARANTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	Aug 14, 2009
Deed Book / Page	11487 / 84
Prior Transfer Date	Oct 7, 2022
Prior Transfer Doc	1148000084
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	424 CARTER ST NW, CEDAR RAPIDS, IA 52405-3206
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025024798
Date	Sep 10, 2025
Instrument	2025-024798

Lender

Name	CEDAR RAPIDS BANK & TRUST CO
Type	Bank
Address	500 1ST AVE NE, CEDAR RAPIDS, IA 52401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	424 CARTER ST NW, CEDAR RAPIDS, IA 52405-3206
Document Number	0097820096
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	424 CARTER ST NW CEDAR RAPIDS IA 524053206, CEDAR RAPIDS, IA 52405-3206

Mortgage

Document Number	0097820096
Date	Mar 8, 2017
Book Page	009782/000096

Lender

Name	GUARANTY BK
Type	Federal Savings Bank
Address	CEDAR RAPIDS, IA 52401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 7, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,200 (+2.49%) Land $39,700 Building $145,500	$185,200 (+2.49%) Land $39,700 Building $145,500
2025	$3,040.00 (+8.57%)	$180,700 (+14.22%) Land $36,700 Building $144,000	$180,700 (+14.22%) Land $36,700 Building $144,000
2024	$2,800.00 (+1.82%)
2023		$158,200 Land $32,100 Building $126,100	$158,200 Land $32,100 Building $126,100
2022	$2,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Cable	300 / 30
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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