St. Johns County property record for 448 Bostwick Cir, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,897 sqft · built 2011 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Sep 2026) |
| Tax Bill | $5,107 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Mar 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027501-1390 |
| Primary APN | 027501-1390 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,897 sqft Living Area |
| Gross Area | 3,326 sqft |
| 1st Floor Area | 1,297 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 35 sqft |
| Patio Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 448 BOSTWICK CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 53/37-45 SAMARA LAKES UNIT 1 LOT 139 OR5804/623 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 37 |
| Legal Subdivision | SAMARA LAKES |
| Legal Block | 1 |
| Legal Lot Number | 139 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20906 |
Source: St. Johns County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 448 BOSTWICK CIR, SAINT AUGUSTINE, FL 32092-0424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Mar 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage KNOCK LENDING LLC |
| Aug 4, 2023 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2026 · Amount on Record |
| Deed Sale | Sep 15, 2026 · Amount on Record |
| Prior Sale | Aug 4, 2023 · Amount on Record |
| Deed Document Number | 202678664 |
| Deed Book / Page | 6436 / 1425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 15, 2026 |
| Property Address | 448 BOSTWICK CIR, SAINT AUGUSTINE, FL 32092-0424 |
| Document Number | 0000078664 |
| Book / Page | 6436 / 1425 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 202678664 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2026 |
| Title Company | CLOSING COMPANY LLC, FLORIDA CLOSING COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $307,545.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 448 BOSTWICK CIR, SAINT AUGUSTINE, FL 32092-0424 |
| Document Number | 0000078665, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 202678665 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 448 BOSTWICK CIR, SAINT AUGUSTINE, FL 32092-0424 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 448 BOSTWICK CIR, ST AUGUSTINE, FL 32092-0424 |
| Document Number | 0057300868 |
|---|---|
| Date | Mar 28, 2023 |
| Book Page | 5730/868 |
| Instrument | 2023022856 |
| Name | KNOCK LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 4, 2023 |
| Property Address | 448 BOSTWICK CIR, SAINT AUGUSTINE, FL 32092-0424 |
| Document Number | 0058040623 |
| Book / Page | 5804 / 623 |
| Map Reference | MB 53 PG 37-45 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2023061228 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | UNKNOWN, ST JOHNS BLUE OCEAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 221 ELM CREEK DR, SAINT AUGUSTINE, FL 32092-3546 |
| Name | Verified Name |
|---|---|
| Address | 448 BOSTWICK CIR, SAINT AUGUSTINE, FL 32092-0424 |
| Investor | Possibly a Property Investor |
| Document Number | 0005804625 |
|---|---|
| Date | Aug 4, 2023 |
| Instrument | 5804/625 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $357,405 (-9.1%) Land $80,000 Building $277,405 | $357,405 (-9.1%) Land $80,000 Building $277,405 | |
| 2025 | $5,107.00 (+1.94%) Homeowner's exemption | $393,165 (-6.1%) | $393,165 (-6.1%) Land $80,000 Building $313,165 |
| 2024 | $5,010.00 (+72.82%) Homeowner's exemption | $418,725 (+69.01%) | $418,725 (-0.02%) Land $95,000 Building $323,725 |
| 2023 | $2,899.00 (+3.13%) Homeowner's exemption | $247,751 (+3%) | $418,809 (+9.9%) Land $105,000 Building $313,809 |
| 2022 | $2,811.00 Homeowner's exemption | $240,535 | $381,078 Land $84,000 Building $297,078 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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