St. Johns County property record for 440 Bostwick Cir, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,564 sqft · built 2008 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on File |
| Last Sale | $345,000 (Oct 2024) |
| Tax Bill | $4,296 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2022 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027501-1410 |
| Primary APN | 027501-1410 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,564 sqft Living Area |
| Gross Area | 2,306 sqft |
| 1st Floor Area | 1,564 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 382 sqft |
| Patio Area | 65 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 440 BOSTWICK CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 53/37-45 SAMARA LAKES UNIT 1 LOT 141 OR6029/1118 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 37 |
| Legal Subdivision | SAMARA LAKES |
| Legal Block | 1 |
| Legal Lot Number | 141 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20906 |
440 Bostwick Cir is owned by a company that bought it in October 2024.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 426 BOSTWICK CIR, SAINT AUGUSTINE, FL 32092-0424 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC |
| Oct 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Oct 1, 2024 | Warranty Deed, Transfer KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC |
| Nov 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 28, 2019 | Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2024 · Amount on File |
| Deed Sale | Oct 1, 2024 · Amount on File |
| Prior Sale | Jun 28, 2019 · Amount on File |
| Deed Document Number | 202477191 |
| Deed Book / Page | 6029 / 1118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 440 BOSTWICK CIR, SAINT AUGUSTINE, FL 32092-0424 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | WATSON TITLE SERVICES INC, WATSON TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 440 BOSTWICK CIR, SAINT AUGUSTINE, FL 32092-0424 |
| Document Number | 0054491162 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 5449/1162 |
| Instrument | 2021137397 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 440 BOSTWICK CIR, SAINT AUGUSTINE, FL 32092-0424 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 440 BOSTWICK CIR, SAINT AUGUSTINE, FL 32092-0424 |
| Document Number | 0056510748 |
|---|---|
| Date | Oct 19, 2022 |
| Book Page | 5651/748 |
| Instrument | 2022097603 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 1, 2024 |
| Property Address | 440 BOSTWICK CIR, SAINT AUGUSTINE, FL 32092-0424 |
| Document Number | 0060291118 |
| Book / Page | 6029 / 1118 |
| Map Reference | MB 53 PG 37-45 |
| Instrument Date | Sep 30, 2024 |
| Instrument | 2024077191 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 595 S GREENWAY DR, PORT ORANGE, FL 32127-4893 |
| Name | Verified Name |
|---|---|
| Address | 426 BOSTWICK CIR, SAINT AUGUSTINE, FL 32092-0424 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 440 BOSTWICK CIR, SAINT AUGUSTINE, FL 32092-0424 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 440 BOSTWICK CIR, SAINT AUGUSTINE, FL 32092-0424 |
| Document Number | 0050960200 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 5096/200 |
| Instrument | 2020101817 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 28, 2019 |
| Property Address | 440 BOSTWICK CIR, SAINT AUGUSTINE, FL 32092-0424 |
| Document Number | 0047500004 |
| Book / Page | 4750 / 0004 |
| Map Reference | MB 53 PG 37-45 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 2019046159 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9076 MOORGATE CT, 9076, JACKSONVILLE, FL 32257-5211 |
| Name | Verified Name |
|---|---|
| Address | 440 BOSTWICK CIR, SAINT AUGUSTINE, FL 32092-0424 |
| Document Number | 0000047506 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 4750/6 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 440 Bostwick Cir was $4,296, up 80.8% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $275,485 (-6.37%) Land $80,000 Building $195,485 | $275,485 (-6.37%) Land $80,000 Building $195,485 | |
| 2025 | $4,296.00 (+80.81%) | $294,220 (+40.98%) | $294,220 (-0.8%) Land $80,000 Building $214,220 |
| 2024 | $2,376.00 (+2.15%) Homeowner's exemption | $208,696 (+3%) | $296,582 (-2.41%) Land $95,000 Building $201,582 |
| 2023 | $2,326.00 (+3.38%) Homeowner's exemption | $202,617 (+3%) | $303,920 (+5.56%) Land $105,000 Building $198,920 |
| 2022 | $2,250.00 Homeowner's exemption | $196,716 | $287,901 Land $84,000 Building $203,901 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Bostwick Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 440 Bostwick Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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