Pender County property record for 448 Bellows Ln, Rocky Point, NC 28457 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,277 sqft · built 2024 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $502,000 (Mar 2025) |
| Tax Bill | $468 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2024 Construction Loan + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 3256-04-2996-0000 |
| Primary APN | 3256-04-2996-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,277 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 218,236 sqft (5.01 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 000060253 |
|---|---|
| Street Address | 448 BELLOWS LN |
| City | ROCKY POINT |
| State | NC |
| Zip | 28457-1351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 93 PB 72 PGS 43 THRU 45 PH 5 BRICK CHIMNEY SUBDIVISION |
| Legal Subdivision | BRICK CHIMNEY LANDING |
| Legal Phase | 5 |
| Legal Lot Number | 93 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | HOLLY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 920203 |
Source: Pender County records · APN 3256-04-2996-0000
Assessment roll updated January 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 448 BELLOWS LN, ROCKY POINT, NC 28457-1351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 18, 2024 | Deed of Trust, Mortgage · Construction Mortgage FIRST BANK |
| Mar 11, 2025 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 18, 2024 | Warranty Deed, Construction Loan · Construction Mortgage FIRST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 11, 2025 · Amount on Record |
| Deed Sale | Mar 11, 2025 · Amount on Record |
| Deed Document Number | 202520138979 |
| Deed Book / Page | 4858 / 273 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jun 26, 2026 |
| Property Address | 448 BELLOWS LN, ROCKY POINT, NC 28457-1351 |
| Document Number | 0020157755 |
| Book / Page | 4896 / 991 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202620157755 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 448 BELLOWS LN, ROCKY POINT, NC 28457-1351 |
| Document Number | 0020157755, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 4896/991 |
| Instrument | 202620157755 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 448 BELLOWS LN, ROCKY POINT, NC 28457-1351 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0048530070 |
|---|---|
| Date | Dec 18, 2024 |
| Book Page | 4853/70 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, NC 28403 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Mar 11, 2025 |
| Property Address | 448 BELLOWS LN, ROCKY POINT, NC 28457-1351 |
| Document Number | 0048580273 |
| Book / Page | 4858 / 273 |
| Map Reference | MB 72 PG 43 |
| Instrument Date | Mar 11, 2025 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,004.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14889 US HIGHWAY 17C, HAMPSTEAD, NC 28443 |
| Name | Verified Name |
|---|---|
| Address | 448 BELLOWS LN, ROCKY POINT, NC 28457-1351 |
| Document Number | 0004858275 |
|---|---|
| Date | Mar 11, 2025 |
| Instrument | 4858/275 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Dec 18, 2024 |
| Property Address | 448 BELLOWS LN, ROCKY POINT, NC 28457-1351 |
| Document Number | 0048530032 |
| Book / Page | 4853 / 32 |
| Map Reference | MB 69 PG 146 |
| Instrument Date | Dec 18, 2024 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2213 WASHINGTON ACRES RD, HAMPSTEAD, NC 28443-2050 |
| Name | Verified Name |
|---|---|
| Address | 14889 US HIGHWAY 17 STE C, C, HAMPSTEAD, NC 28443-4052 |
| Investor | Possibly a Property Investor |
| Document Number | 0048530034 |
|---|---|
| Date | Dec 18, 2024 |
| Instrument | 4853-0034 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $468.00 | $449,237 Land $35,258 Building $413,979 | $449,237 Land $35,258 Building $413,979 |
Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419202032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 213 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 213 in force 197 of 213 on primary residences |
| Nearby Flood Claims | 30 (2016–2018) |
| Claims Outside the SFHA | 10 of 30 |
| Most Recent Claim | Sep 2018, river or lake flooding, Hurricane Florence |
| Flood Events |
|
| Wildfire Risk | Moderate above 62% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 676 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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