427 Bellows Ln, Rocky Point, NC 28457 Property Records

Pender County property record for 427 Bellows Ln, Rocky Point, NC 28457

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,389 sqft · built 2023
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$456,000 (Mar 2024)
Tax Bill	$2,805 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Oct 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3256-15-2068-0000`

Property Details

APN / Parcel Number

Primary APN	`3256-15-2068-0000`
Alternative APNs	`000055728` `000060267`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,389 sqft Living Area

Exterior

Year Built	Built 2023
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	000060267
Street Address	427 BELLOWS LN
City	ROCKY POINT
State	NC
Zip	28457-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 106 PB 72/43 THRU 44 PH 5 BRICK CHIMNEY LANDING
Legal Phase	5
Legal Lot Number	106
Jurisdiction	PENDER NC
Township / Civil Division	HOLLY
Census Block Group	2
Census Block	2006
Census Tract	920203

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	427 BELLOWS LN, ROCKY POINT, NC 28457-1351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Warranty Deed, Subdivision Related Transfer · VA Mortgage USAA FSB
Oct 20, 2023	Warranty Deed, Construction Loan · Construction Mortgage FIRST BANK
Oct 20, 2023	Warranty Deed, Construction Loan · Construction Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2024 · Amount on Record
Deed Sale	Mar 27, 2024 · Amount on Record
Prior Sale	Oct 20, 2023
Deed Document Number	0008294833
Deed Book / Page	829 / 4833
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Mar 27, 2024
Property Address	427 BELLOWS LN, ROCKY POINT, NC 28457-1351
Document Number	0048330829
Book / Page	4833 / 829
Map Reference	MB 72 PG 43
Instrument Date	Mar 27, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$912.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2213 WASHINGTON ACRES RD, HAMPSTEAD, NC 28443-2050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 BELLOWS LN, ROCKY POINT, NC 28457-1351

Mortgage

Document Number	0048330831
Date	Mar 27, 2024
Instrument	4833-0831

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

October 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Oct 20, 2023
Property Address	106 BELLOWS LN, ROCKY POINT, NC 28457-1150
Document Number	0048232267
Book / Page	4823 / 2267
Map Reference	MB 72 PG 73
Instrument Date	Oct 20, 2023
Transaction Type	Construction Loan
Record Updated	Nov 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2213 WASHINGTON ACRES RD, HAMPSTEAD, NC 28443-2050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2213 WASHINGTON ACRES RD, HAMPSTEAD, NC 28443-2050
Investor	Possibly a Property Investor

Mortgage

Document Number	0048232269
Date	Oct 20, 2023
Instrument	4823-2269

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Oct 20, 2023
Property Address	427 BELLOWS LN, ROCKY POINT, NC 28457-1351
Document Number	0048232267
Book / Page	4823 / 2267
Map Reference	MB 72 PG 73
Instrument Date	Oct 20, 2023
Transaction Type	Construction Loan
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2213 WASHINGTON ACRES RD, HAMPSTEAD, NC 28443-2050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2213 WASHINGTON ACRES RD, HAMPSTEAD, NC 28443-2050
Investor	Possibly a Property Investor

Mortgage

Document Number	0048232269
Date	Oct 20, 2023
Instrument	4823-2269

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,805.00 (+150.67%)	$450,918 (+274.45%) Land $17,996 Building $432,922	$450,918 (+274.45%) Land $17,996 Building $432,922
2024	$1,119.00	$120,422 Land $34,400 Building $86,022	$120,422 Land $34,400 Building $86,022

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 213 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	213 in force
Nearby Flood Claims	30 (2016–2018)
Claims Outside the SFHA	10 of 30
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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