448 Avocado Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 448 Avocado Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 975 sqft · built 1953
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Nov 2020)
Tax Bill	$7,473 (2025)
Deeds & Mortgages	Nov 2020 Transfer Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`488-241-36-00`

Property Details

APN / Parcel Number

Primary APN	`488-241-36-00`
Alternative APN	`4882412000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	975 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	10,500 sqft (0.241 acres)

Location & Zoning

Old Parcel Number	4882412000
Street Address	448 AVOCADO AVE
City	EL CAJON
State	CA
Zip	92020-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-4300
Legal Description	BLK 8 LOT 10 (EX ST WID)E H OF TR 001173
Legal Subdivision	CHASE ADD
Legal Tract	001173
Legal Block	8
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	15802

Owner

448 Avocado Ave is owned and occupied by two individuals who bought it in November 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	448 AVOCADO AVE, EL CAJON, CA 92020-4608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Nov 13, 2020	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Sep 25, 2017	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on File
Deed Sale	Nov 13, 2020 · Amount on File
Prior Sale	Mar 15, 2000 · Amount on File
Deed Document Number	2020714585
Prior Transfer Date	Nov 12, 2020
Prior Transfer Doc	0000714584
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 13, 2020
Property Address	448 AVOCADO AVE, EL CAJON, CA 92020-4608
Document Number	0000714584
Instrument Date	Nov 12, 2020
Instrument	714584
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	448 AVOCADO AVE EL CAJON CA 920204608, EL CAJON, CA 92020-4608

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 13, 2020
Property Address	448 AVOCADO AVE, EL CAJON, CA 92020-4608
Document Number	0000714585
Map Reference	MAP 1173
Instrument Date	Aug 26, 2020
Instrument	2020-0714585
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	448 AVOCADO AVE, EL CAJON, CA 92020-4608

Mortgage

Document Number	0000714586
Date	Nov 13, 2020
Instrument	2020-0714586

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Mortgage

Document Number	0000714587
Date	Nov 13, 2020
Instrument	2020-0714587

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 25, 2017
Property Address	448 AVOCADO AVE, EL CAJON, CA 92020-4608
Document Number	0000438331
Instrument Date	Aug 21, 2017
Instrument	438331
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	448 AVOCADO AVE EL CAJON CA 920204608, EL CAJON, CA 92020-4608

Mortgage

Document Number	438332
Date	Sep 25, 2017
Instrument	438332

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 448 Avocado Ave was $7,473 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$496,834 (+2%) Land $331,223 Building $165,611
2025	$7,473.00 Homeowner's exemption	$487,093 Land $324,729 Building $162,364
2023	$7,090.00 (+5.26%)	$468,180 Land $312,120 Building $156,060
2022	$6,736.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 448 Avocado Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 448 Avocado Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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