423 Avocado Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 423 Avocado Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	10 bd · 7.5 ba · 4,698 sqft · built 1990
Lot Size	0.241 acres (10,500 sqft)
Owner	Company Name on Record
Last Sale	$325,000 (Oct 2019)
Tax Bill	$11,296 (2025)
Deeds & Mortgages	Nov 2022 Transfer Jan 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`488-242-40-00`

Property Details

APN / Parcel Number

Primary APN	`488-242-40-00`
Alternative APN	`4882423200`

Interior

Bedrooms	10 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Building Area	4,698 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	10,500 sqft (0.241 acres)

Location & Zoning

Old Parcel Number	4882423200
Street Address	423 AVOCADO AVE
City	EL CAJON
State	CA
Zip	92020-4607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	BLK 9 LOT 8 (EX ST WID)W H OF TR 001173
Legal Subdivision	CHASE ADD
Legal Tract	001173
Legal Block	9
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4002
Census Tract	15802

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9112 WAKARUSA ST, LA MESA, CA 91942-3308
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage BENCH EQUITY LLC
Oct 30, 2019	Grant Deed, Transfer LAWYERS TITLE
Aug 16, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 16, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Deed Document Number	2019496219
Last Transfer Date	Nov 15, 2022
Transfer Doc	0000437753
Record Updated	Sep 20, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 15, 2022
Property Address	423 AVOCADO AVE, EL CAJON, CA 92020-4607
Document Number	0000437753
Map Reference	MAP 1173
Instrument Date	Nov 15, 2022
Instrument	2022-0437753
Transaction Type	Transfer
Record Updated	Nov 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9112 WAKARUSA ST, LA MESA, CA 91942-3308

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	423 AVOCADO AVE, EL CAJON, CA 92020-4607
Document Number	0000054106
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12536 JACKSON HILL LN EL CAJON CA 920211710, EL CAJON, CA 92021-1710

Mortgage

Document Number	0000054106
Date	Feb 3, 2020
Instrument	54106

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	423 AVOCADO AVE, EL CAJON, CA 92020-4607
Document Number	0000496220
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9112 WAKARUSA ST LA MESA CA 919423308, LA MESA, CA 91942-3308

Mortgage

Document Number	0000496220
Date	Oct 30, 2019
Instrument	496220

Lender

Name	BENCH EQUITY LLC
Type	Funding / Finance Company
Address	MESA, AZ 85209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 30, 2019
Property Address	423 AVOCADO AVE, EL CAJON, CA 92020-4607
Document Number	0000496219
Instrument Date	Oct 21, 2019
Instrument	496219
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$357.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12536 JACKSON HILL LN EL CAJON CA 920211710, EL CAJON, CA 92021-1710

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	423 AVOCADO AVE, EL CAJON, CA 92020-4607
Document Number	0000400056
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	423 AVOCADO AVE EL CAJON CA 920204607, EL CAJON, CA 92020-4607

Mortgage

Document Number	0000400056
Date	Aug 31, 2017
Instrument	400056

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.5%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	423 AVOCADO AVE, EL CAJON, CA 92020-4607
Document Number	0000400055
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	423 AVOCADO AVE EL CAJON CA 920204607, EL CAJON, CA 92020-4607

Mortgage

Document Number	0000400055
Date	Aug 31, 2017
Instrument	400055

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$820,978 (+2%) Land $156,455 Building $664,523
2025	$11,296.00 (+4.87%)	$804,882 (+4.04%) Land $153,388 Building $651,494
2024	$10,771.00 (+4.48%)
2023	$10,309.00 (+33.07%)	$773,630 Land $147,433 Building $626,197
2022	$7,747.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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