448 Ave Cabrillo, El Granada, CA 94018 Property Records

San Mateo County property record for 448 Ave Cabrillo, El Granada, CA 94018

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1943
Lot Size	0.112 acres (4,875 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,985 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Nov 2025 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`047-287-250`

Property Details

APN / Parcel Number

Primary APN	`047-287-250`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	510 sqft
Family Room	Family Room

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Lot Area	4,875 sqft (0.112 acres)
Lot Dimensions	97 ft deep x 50 ft wide
Garage Area	190 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	448 AVENUE CABRILLO
City	EL GRANADA
State	CA
Zip	94018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOTS 27 & 28 BLK 5 SUB NO 1 OF GRANADA RSM 5/43
Legal Subdivision	SUB NO 1 OF GRANADA
Legal Block	5
Legal Lot Number	27,28
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	3
Census Block	3006
Census Tract	613502

Owner

448 Ave Cabrillo is held in a trust since June 2019.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	448 AVENUE CABRILLO, HALF MOON BAY, CA 94019-5017
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2024	Deed of Trust, Mortgage · Commercial Mortgage MC TRUST
Nov 10, 2025	Intrafamily Transfer, Transfer · Reverse Mortgage LAND-HOME FINANCIAL SERVICES
Jul 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 10, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 24, 2019
Transfer Doc	0000050931
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	448 AVENUE CABRILLO, EL GRANADA, CA 94018
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 VIRGINIA AVE, MOSS BEACH, CA 94038-9621

Mortgage

Document Number	0000041421
Date	Aug 6, 2024
Instrument	2024-041421

Lender

Name	MC TRUST
Type	Non-Lending Institution
Address	GRANITE BAY, CA 95746

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Nov 10, 2025
Property Address	448 AVENUE CABRILLO, EL GRANADA, CA 94018
Document Number	0000060187
Map Reference	MB 5 PG 43
Instrument Date	Oct 31, 2025
Instrument	2025-060187
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	448 AVENUE CABRILLO, HALF MOON BAY, CA 94019-5017

Mortgage

Document Number	0000060188
Date	Nov 10, 2025
Instrument	2025-060188

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 1, 2019
Property Address	448 AVENUE CABRILLO, EL GRANADA, CA 94018
Document Number	0000050931
Instrument Date	Jun 24, 2019
Instrument	50931
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	448 AVENUE CABRILLO HALF MOON BAY CA 940195017, HALF MOON BAY, CA 94019-5017

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN MATEO CA
Recording Date	Dec 10, 2018
Property Address	448 AVENUE CABRILLO, EL GRANADA, CA 94018
Document Number	0000096085
Instrument Date	Dec 4, 2018
Instrument	96085
Transaction Type	Transfer
Record Updated	Dec 27, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 AVENUE CABRILLO HALF MOON BAY CA 940195017, HALF MOON BAY, CA 94019-5017

Tax Assessment & Valuation

The 2025 property tax bill for 448 Ave Cabrillo was $1,985, up 22.1% from the year before.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,722 (+452.6%) Land $11,221 Building $301,501
2025	$1,985.00 (+22.08%) Homeowner's exemption	$56,591 Land $11,001 Building $45,590
2024	$1,626.00 (+8.54%)
2023	$1,498.00 (+7.54%) Homeowner's exemption	$54,396 Land $10,575 Building $43,821	$1,104,030
2022	$1,393.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 Ave Cabrillo in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 Ave Cabrillo is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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