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4477 Baler Trails Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4477 Baler Trails Dr, Saint Cloud, FL 34772 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,026 sqft · built 2016
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$420,000 (Sep 2022)
Tax Bill$7,206 (2025)
Deeds & MortgagesApr 2026 Sale
Sep 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN19-26-31-0158-0001-1280

Property Details

APN / Parcel Number

Primary APN19-26-31-0158-0001-1280
Alternative APN
  • 263119015800011280

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,026 sqft Living Area
Gross Area2,735 sqft
1st Floor Area2,026 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area268 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4477 BALER TRAILS DR
CitySAINT CLOUD
StateFL
Zip34772-8981
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 3 PB 23 PG 175-177 LOT 128
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PH 3
Legal Phase3
Legal Tract158
Legal Block1280
Legal Lot Number128
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1003
Census Tract43304

Owner

Source: Osceola County records · APN 19-26-31-0158-0001-1280

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4477 BALER TRAILS DR, SAINT CLOUD, FL 34772-8981
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 09, 2022Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jul 31, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jul 31, 2018Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING
Dec 09, 2017Deed of Trust, Mortgage · Conventional Mortgage
US SMALL BUSN ADMN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 09, 2022 · Amount on Record
Deed SaleSep 09, 2022 · Amount on Record
Prior SaleDec 30, 2016 · Amount on Record
Deed Document Number2022137719
Deed Book / Page6283 / 1610
Last Transfer DateMar 31, 2026
Transfer Doc0000043333
Record UpdatedSep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateApr 01, 2026
Property Address4477 BALER TRAILS DR, SAINT CLOUD, FL 34772-8981
Document Number0000043333
Book / Page6947 / 1950
Instrument DateMar 31, 2026
Instrument202643333
Transaction TypeTransfer
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4477 BALER TRAILS DR, SAINT CLOUD, FL 34772-8981
InvestorPossibly a Property Investor

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 09, 2022
Property Address4477 BALER TRAILS DR, SAINT CLOUD, FL 34772-8981
Document Number0062831610
Book / Page6283 / 1610
Map ReferenceMB 23 PG 175
Instrument DateAug 29, 2022
Instrument2022137719
Transaction TypeTransfer
Record UpdatedSep 23, 2022
Title CompanyINFINITY TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,940.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4477 BALER TRAILS DR, 4477, SAINT CLOUD, FL 34772-8981

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4477 BALER TRAILS DR, SAINT CLOUD, FL 34772-8981
InvestorPossibly a Property Investor

Mortgage

Document Number0062831612
DateSep 09, 2022
Instrument6283/1612
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4477 BALER TRAILS DR, SAINT CLOUD, FL 34772-8981
Document Number0053901637
Instrument DateJul 31, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4477 BALER TRAILS DR ST CLOUD FL 347728981, ST CLOUD, FL 34772-8981

Mortgage

Document Number0053901637
DateAug 24, 2018
Book Page005390/001637
Instrument129121
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 23, 2048

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address4477 BALER TRAILS DR, SAINT CLOUD, FL 34772-8981
Document Number0053901629
Instrument DateJul 31, 2018
Transaction TypeMortgage
Record UpdatedSep 12, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4477 BALER TRAILS DR ST CLOUD FL 347728981, ST CLOUD, FL 34772-8981

Mortgage

Document Number0053901629
DateAug 24, 2018
Book Page005390/001629
Instrument129120
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 23, 2048
Interest
Rate TypeFixed Rate
Rate4.62%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4477 BALER TRAILS DR, SAINT CLOUD, FL 34772-8981
Document Number0052740615
Book / Page005274 / 000615
Instrument DateDec 09, 2017
Transaction TypeMortgage
Record UpdatedFeb 21, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4477 BALER TRAILS DR ST CLOUD FL 347728981, ST CLOUD, FL 34772-8981

Mortgage

Document Number0052740615
DateJan 24, 2018
Book Page005274/000615
Instrument12653
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 23, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,206.00 (+2.65%)$338,600 (-0.88%) Land $70,000 Building $268,600$338,600 (-0.88%) Land $70,000 Building $268,600
2024$7,020.00 (-1%)
2023$7,091.00 (+44.68%) Homeowner's exemption$341,600 (+55.42%) Land $60,000 Building $281,600$341,600 (+16.07%) Land $60,000 Building $281,600
2022$4,901.00 Homeowner's exemption$219,794$294,300 Land $55,000 Building $239,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 59 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
54 of 59 on primary residences
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 366 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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