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4497 Baler Trails Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4497 Baler Trails Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2017
Square Footage2,237 sqft Heated Area
Lot Size9,148 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$263,500 (2017)
Tax Bill$5,589.00 (2025)

Property Details

APN / Parcel Number

Primary APN19263101590001118A

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,237 sqft Heated Area
Gross Area2,951 sqft Gross Area
1st Floor929 sqft 1st Floor
Upper Floors1,308 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,148 sqft (0.21 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage
FenceFence
PorchFinished/Screened Porch
Porch Area273 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4497 BALER TRAILS DR
CitySAINT CLOUD
StateFL
Zip34772-8981
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 3A PB 25 PG 102 LOT 118A
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PHS 1 3 &3A
Legal Phase3A
Legal Tract159
Legal Lot Number118A
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1003
Census Tract43304

Owner

Source: Osceola County records · APN 19263101590001118A

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4497 BALER TRAILS DR, SAINT CLOUD, FL 34772-8981
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
DISCOVER BANK
Jul 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
FBC MORTGAGE LLC
Jun 15, 2017Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 15, 2017 · Amount on Record
Deed SaleJun 15, 2017 · Amount on Record
Deed Doc Number0005164740
Deed Book / Page5164 / 740
Record RefreshedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4497 BALER TRAILS DR, SAINT CLOUD, FL 34772-8981
Transaction TypeMortgage
Record UpdatedDec 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4497 BALER TRAILS DR, SAINT CLOUD, FL 34772-8981
InvestorPossibly a Property Investor

Mortgage

Document Number0065051998
DateNov 15, 2023
Book Page6505/1998
Instrument2023150489
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueNov 16, 2053

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4497 BALER TRAILS DR, SAINT CLOUD, FL 34772-8981
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057581405
DateJul 21, 2020
Book Page5758/1405
Instrument2020094687
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

June 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 15, 2017
Property Address4497 BALER TRAILS DR, SAINT CLOUD, FL 34772-8981
Document Number0051640740
Book / Page5164 / 0740
Map ReferenceMB25 PG102
Instrument DateJun 15, 2017
Instrument2017086914
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,844.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9102 SOUTHPARK CENTER LOOP STE 100, 9102, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4497 BALER TRAILS DR, SAINT CLOUD, FL 34772-8981
InvestorPossibly a Property Investor

Mortgage

Document Number0051640742
DateJun 15, 2017
Instrument5164/0742
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,589.00 (+8.36%) Homeowner's exemption$248,253 (+5.99%)$347,200 (-0.94%) Land $70,000 Building $277,200
2023$5,158.00 (+2.38%) Homeowner's exemption$234,231 (+3%)$350,500 (+15.79%) Land $60,000 Building $290,500
2022$5,038.00 Homeowner's exemption$227,409$302,700 Land $55,000 Building $247,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 366 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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