4476 S River Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 4476 S River Rd E, Geneva, OH 44041

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2 ba · 2,120 sqft · built 2022
Lot Size	7.03 acres (306,357 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,325 (2025)
Deeds & Mortgages	Oct 2021 Construction Loan Jul 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-016-00-005-01`

Property Details

APN / Parcel Number

Primary APN	`22-016-00-005-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,120 sqft Gross Area
1st Floor Area	1,008 sqft
Basement Area	220 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	306,357 sqft (7.03 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Deck Area	Deck Area
Patio Area	96 sqft
Pole Barn	1,740 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4476 S RIVER RD E
City	GENEVA
State	OH
Zip	44041-9631
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	PART OF LOT 98
Legal Subdivision	CONNECTICUT WESTERN RESERVE
Legal Lot Number	98
Jurisdiction	ASHTABULA OH
Township / Civil Division	HARPERSFIELD
Census Block Group	1
Census Block	1023
Census Tract	1002

Owner

Source: Ashtabula County records · APN 22-016-00-005-01

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4476 S RIVER RD E, GENEVA, OH 44041-9631
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 04, 2021	Deed of Trust, Mortgage · Construction Mortgage PREMIER BANK
Jul 06, 2021	Intrafamily Transfer, Transfer
Jul 06, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 07, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jun 11, 2021
Transfer Doc	0000008085
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	4476 S RIVER RD E, GENEVA, OH 44041-9631
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	PATRIOT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4476 S RIVER RD E, GENEVA, OH 44041-9631

Mortgage

Document Number	0000012299
Date	Oct 04, 2021
Book Page	752/1176
Instrument	202100012299

Lender

Name	PREMIER BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Aug 01, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ASHTABULA OH
Recording Date	Jul 06, 2021
Property Address	4476 S RIVER RD E, GENEVA, OH 44041-9631
Document Number	0000008085
Book / Page	743 / 2111
Instrument Date	Jun 11, 2021
Instrument	202100008085
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4476 S RIVER RD E, GENEVA, OH 44041-9631

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHTABULA OH
Recording Date	Jul 06, 2021
Property Address	4476 S RIVER RD E, GENEVA, OH 44041-9631
Document Number	0000008084
Book / Page	743 / 2108
Instrument Date	Jun 11, 2021
Instrument	202100008084
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4476 S RIVER RD E, GENEVA, OH 44041-9631

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	4476 S RIVER RD E, GENEVA, OH 44041-9631
Document Number	0000000162
Instrument Date	Dec 07, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4476 S RIVER RD E GENEVA OH 440419631, GENEVA, OH 44041-9631

Mortgage

Document Number	0000000162
Date	Jan 05, 2018
Book Page	000651/002031
Instrument	162

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 04, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ashtabula County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Harpersfield Township
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,325.00 (+76.89%)	$102,870 (-) Land $22,230 Building $80,640	$293,900 (-) Land $63,500 Building $230,400
2023	$4,141.00 (+260.71%) Additional exemption filed	$102,870 (+206.43%) Land $22,230 Building $80,640	$293,900 (+206.47%) Land $63,500 Building $230,400
2022	$1,148.00 Additional exemption filed	$33,570 Land $17,080 Building $16,490
2020			$95,900 Land $48,800 Building $47,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 28, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1989–2008)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Feb 2008 · rainfall accumulation
Claims by Event	Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 2 locations within half a mile of this property.

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