4235 S River Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 4235 S River Rd E, Geneva, OH 44041

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,368 sqft · built 1977
Lot Size2.9 acres (126,498 sqft)
OwnerIndividual Name on Record
Last Sale$222,000 (May 2020)
Tax Bill$11,477 (2025)
Deeds & MortgagesOct 2025 Transfer
Mar 2021 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN22-012-00-014-00

Property Details

APN / Parcel Number

Primary APN22-012-00-014-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,368 sqft Living Area
Gross Area5,140 sqft
1st Floor Area576 sqft
Basement Area576 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2020
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeFrame
Lot Area126,498 sqft (2.9 acres)
TerrainRolling
Garage TypeAttached
Garage Area2,100 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area384 sqft
Deck Area220 sqft
Patio Area220 sqft
Pole Barn480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address4235 S RIVER RD E
CityGENEVA
StateOH
Zip44041-9678
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description81 S E
Legal SubdivisionHARPERSFIELD
Legal Lot Number81
JurisdictionASHTABULA OH
Township / Civil DivisionHARPERSFIELD
Census Block Group1
Census Block1011
Census Tract1002

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4235 S RIVER RD E, GENEVA, OH 44041-9678
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2025Intrafamily Transfer, Transfer
Mar 10, 2021Intrafamily Transfer, Transfer
May 19, 2020Warranty Deed, Transfer
VALLEY TITLE COMPANY, VALLEY TITLE CO.
Sep 1, 2017Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Sep 1, 2017Warranty Deed, Transfer · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2020 · Amount on Record
Deed SaleMay 19, 2020 · Amount on Record
Prior SaleSep 1, 2017 · Amount on Record
Deed Document Number20204499
Deed Book / Page708 / 1665
Last Transfer DateOct 8, 2025
Transfer Doc0000009806
Record UpdatedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionASHTABULA OH
Recording DateOct 10, 2025
Property Address4235 S RIVER RD E, GENEVA, OH 44041-9678
Document Number0000009806
Book / Page855 / 640
Instrument DateOct 8, 2025
Instrument2025-00009806
Transaction TypeTransfer
Record UpdatedOct 20, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4235 S RIVER RD E, GENEVA, OH 44041-9678

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionASHTABULA OH
Recording DateMar 10, 2021
Property Address4235 S RIVER RD E, GENEVA, OH 44041-9678
Document Number0000002833
Book / Page733 / 566
Instrument DateFeb 22, 2021
Instrument202100002833
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address365 BURTON RUN RD, PENNSBORO, WV 26415-6209

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHTABULA OH
Recording DateMay 19, 2020
Property Address4235 S RIVER RD E, GENEVA, OH 44041-9678
Document Number0000004499
Book / Page000708 / 001665
Instrument DateSep 26, 2019
Instrument4499
Transaction TypeTransfer
Record UpdatedJul 22, 2020
Title CompanyVALLEY TITLE COMPANY, VALLEY TITLE CO.

Transaction

AmountAmount Recorded
Tax$888.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address365 BURTON RUN RD PENNSBORO WV 264156209, PENNSBORO, WV 26415-6209

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address4235 S RIVER RD E, GENEVA, OH 44041-9678
Document Number0000007669
Instrument DateSep 1, 2017
Transaction TypeMortgage
Record UpdatedSep 19, 2018
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4235 S RIVER RD E GENEVA OH 440419678, GENEVA, OH 44041-9678

Mortgage

Document Number0000007669
DateAug 6, 2018
Book Page000664/002425
Instrument7669
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, OH 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 5, 2048

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHTABULA OH
Recording DateSep 1, 2017
Property Address4235 S RIVER RD E, GENEVA, OH 44041-9678
Document Number0000008806
Book / Page000643 / 001802
Instrument DateAug 31, 2017
Instrument8806
Transaction TypeTransfer
Record UpdatedAug 20, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4235 S RIVER RD GENEVA OH 44041, GENEVA, OH 44041

Mortgage

Document Number8807
DateSep 1, 2017
Book Page000643/001805
Instrument8807
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 31, 2047

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionHarpersfield Township
Unified School DistrictGeneva Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,477.00 (+86.13%)$143,470 (-) Land $13,340 Building $130,130$409,900 (-) Land $38,100 Building $371,800
2024$6,166.00 (-4.88%)$143,470 (-) Land $13,340 Building $130,130
2023$6,482.00 (+31.8%)$143,470 (+39.03%) Land $13,340 Building $130,130$409,900 (+39.04%) Land $38,100 Building $371,800
2022$4,918.00$103,190 Land $10,260 Building $92,930
2020$294,800 Land $29,300 Building $265,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1989–2008)
Claims Outside the SFHA2 of 6
Most Recent ClaimFeb 2008 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Windstream
Fiber
1,000 / 1,000

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