San Diego County property record for 4475 Saint Andrews Pl, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,127 sqft · built 1981 |
| Lot Size | 0.192 acres (8,374 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $959,000 (Jun 2026) |
| Tax Bill | $9,697 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jun 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-520-02-00 |
| Primary APN | 157-520-02-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,127 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 8,374 sqft (0.192 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 4475 SAINT ANDREWS PL |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 2 TR 009542 |
| Legal Subdivision | DOUGLAS PARK |
| Legal Tract | 009542 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 18609 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4475 SAINT ANDREWS PL, OCEANSIDE, CA 92057-5012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Dec 29, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Jun 10, 2026 | Grant Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Dec 17, 2021 | Correction Deed TIMIOS TITLE AND ESCROW, TIMIOS TITLE A CA CORP |
| Apr 27, 2021 | Grant Deed, Transfer · Conventional Mortgage SOVEREIGN LENDING GROUP INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on Record |
| Deed Sale | Jun 10, 2026 · Amount on Record |
| Prior Sale | Nov 23, 2005 · Amount on Record |
| Deed Document Number | 2026166825 |
| Prior Transfer Date | Dec 16, 2021 |
| Prior Transfer Doc | 0000853087 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4475 SAINT ANDREWS PL, OCEANSIDE, CA 92057-5012 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4475 SAINT ANDREWS PL, OCEANSIDE, CA 92057-5012 |
| Document Number | 0000482472 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 2022-0482472 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.74% |
| Change Frequency | Monthly |
| Max Rate At Change | 18% |
| Index | Other |
| Max Rate | 18% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 10, 2026 |
| Property Address | 4475 SAINT ANDREWS PL, OCEANSIDE, CA 92057-5012 |
| Document Number | 0000166825 |
| Instrument Date | May 13, 2026 |
| Instrument | 2026166825 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $106,544.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4475 SAINT ANDREWS PL, OCEANSIDE, CA 92057-5012 |
| Document Number | 0000166826, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 2026166826 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 17, 2021 |
| Property Address | 4475 SAINT ANDREWS PL, OCEANSIDE, CA 92057-5012 |
| Document Number | 0000853087 |
| Map Reference | MAP 9542 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 2021-0853087 |
| Record Updated | Dec 30, 2021 |
| Title Company | TIMIOS TITLE AND ESCROW, TIMIOS TITLE A CA CORP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4475 SAINT ANDREWS PL, OCEANSIDE, CA 92057-5012 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 27, 2021 |
| Property Address | 4475 SAINT ANDREWS PL, OCEANSIDE, CA 92057-5012 |
| Document Number | 0000323948 |
| Map Reference | MAP 9542 |
| Instrument Date | Apr 19, 2021 |
| Instrument | 2021-0323948 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TIMIOS TITLE AND ESCROW, TIMIOS TITLE A CA CORP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4475 SAINT ANDREWS PL, OCEANSIDE, CA 92057-5012 |
| Document Number | 0000323949 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 2021-0323949 |
| Name | SOVEREIGN LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $876,696 (+2%) Land $487,828 Building $388,868 | |
| 2025 | $9,697.00 (+5.2%) Homeowner's exemption | $859,507 (+4.04%) Land $478,263 Building $381,244 |
| 2023 | $9,218.00 (+11.06%) Homeowner's exemption | $826,134 Land $459,693 Building $366,441 |
| 2022 | $8,300.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1998–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2018 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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