San Diego County property record for 4474 Saint Andrews Pl, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,346 sqft · built 1981 |
| Lot Size | 0.166 acres (7,215 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,000 (Apr 2020) |
| Tax Bill | $6,159 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-520-07-00 |
| Primary APN | 157-520-07-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,346 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 7,215 sqft (0.166 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4474 SAINT ANDREWS PL |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 7 TR 009542 |
| Legal Subdivision | DOUGLAS PARK |
| Legal Tract | 009542 |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 18609 |
4474 Saint Andrews Pl is owned and occupied by an individual who bought it in April 2020.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4474 SAINT ANDREWS PL, OCEANSIDE, CA 92057-5012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 16, 2020 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Jan 13, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 26, 2018 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Jul 26, 2018 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2020 · Amount on File |
| Deed Sale | Apr 16, 2020 · Amount on File |
| Prior Sale | May 25, 2011 · Amount on File |
| Deed Document Number | 2020194303 |
| Prior Transfer Date | Dec 27, 2019 |
| Prior Transfer Doc | 0000015549 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4474 SAINT ANDREWS PL, OCEANSIDE, CA 92057-5012 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 4474 SAINT ANDREWS PL, OCEANSIDE, CA 92057-5012 |
| Document Number | 0000789236 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 2021-0789236 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 16, 2020 |
| Property Address | 4474 SAINT ANDREWS PL, OCEANSIDE, CA 92057-5012 |
| Document Number | 0000194303 |
| Instrument Date | Apr 2, 2020 |
| Instrument | 194303 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2020 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $539.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4474 SAINT ANDREWS PL OCEANSIDE CA 920575012, OCEANSIDE, CA 92057-5012 |
| Document Number | 194304 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 194304 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 13, 2020 |
| Property Address | 4474 SAINT ANDREWS PL, OCEANSIDE, CA 92057-5012 |
| Document Number | 0000015549 |
| Instrument Date | Dec 27, 2019 |
| Instrument | 15549 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4474 SAINT ANDREWS PL OCEANSIDE CA 920575012, OCEANSIDE, CA 92057-5012 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4474 SAINT ANDREWS PL, OCEANSIDE, CA 92057-5012 |
| Document Number | 0000318993 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | AMERICAN ADVISORS GROUP, AMERICAN ADVISORS GRP |
| Name | Verified Name |
|---|---|
| Address | 4474 SAINT ANDREWS PL OCEANSIDE CA 920575012, OCEANSIDE, CA 92057-5012 |
| Document Number | 0000318993 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 318993 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.27% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4474 SAINT ANDREWS PL, OCEANSIDE, CA 92057-5012 |
| Document Number | 0000318994 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4474 SAINT ANDREWS PL OCEANSIDE CA 920575012, OCEANSIDE, CA 92057-5012 |
| Document Number | 0000318994 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 318994 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1008 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.27% |
The 2025 property tax bill for 4474 Saint Andrews Pl was $6,159.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $546,599 (+2%) Land $345,808 Building $200,791 | |
| 2025 | $6,159.00 | $535,882 Land $339,028 Building $196,854 |
| 2023 | $5,857.00 (+1.54%) | $515,075 Land $325,864 Building $189,211 |
| 2022 | $5,768.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4474 Saint Andrews Pl in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1998–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2018 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4474 Saint Andrews Pl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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