San Diego County property record for 4475 Opal Ln, Oceanside, CA 92056 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,456 sqft Living Area |
| Lot Size | 4,127 sqft (0.95 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $710,000 (2025) |
| Tax Bill | $3,940.00 (2025) |
| Primary APN | 168-271-36-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,456 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 4,127 sqft (0.95 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 4475 OPAL LN |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-4860 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 48 TR 011029 |
| Legal Subdivision | EMERALD LAKE HOMES |
| Legal Tract | 011029 |
| Legal Block | 3 |
| Legal Lot Number | 48 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 19809 |
Source: San Diego County records · APN 168-271-36-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4475 OPAL LN, OCEANSIDE, CA 92056-4860 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Nov 28, 2017 | Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC |
| Nov 22, 2017 | Deed of Trust, Mortgage FEDERAL HOUSING COMMISSIONER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 07, 2025 · Amount on Record |
| Deed Sale | Mar 07, 2025 · Amount on Record |
| Prior Sale | Jun 24, 2011 · Amount on Record |
| Deed Doc Number | 202558838 |
| Prior Transfer Date | Sep 23, 2014 |
| Prior Transfer Doc | 0000423082 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4475 OPAL LN, OCEANSIDE, CA 92056-4860 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Title Company | FC TITLE, FNC TITLE |
| Name | Verified Name |
|---|---|
| Address | 4475 OPAL LN, OCEANSIDE, CA 92056-4860 |
| Document Number | 0000836663 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 2021-0836663 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.96% |
| Type Change Date | Feb 01, 2022 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 1-Year CMT |
| Max Rate | 6.96% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4475 OPAL LN, OCEANSIDE, CA 92056-4860 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000551757 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 2017-0551757 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78737 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.78% |
| Type Change Date | Dec 01, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4475 OPAL LN, OCEANSIDE, CA 92056-4860 |
| Document Number | 0000551758 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4475 OPAL LN OCEANSIDE CA 920564860, OCEANSIDE, CA 92056-4860 |
| Document Number | 0000551758 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 551758 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.78% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $301,590 (-14.4%) Land $229,510 Building $72,080 | |
| 2025 | $3,940.00 (+8.75%) Homeowner's exemption | $352,309 (+4.04%) Land $256,228 Building $96,081 |
| 2023 | $3,623.00 (+0.3%) Homeowner's exemption | $338,630 Land $246,279 Building $92,351 |
| 2022 | $3,612.00 |
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