4464 Opal Ln, Oceanside, CA 92056 Property Records

San Diego County property record for 4464 Opal Ln, Oceanside, CA 92056 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1989
Square Footage1,456 sqft Living Area
Lot Size5,175 sqft (0.119 acres)
OccupancyOwner Occupied
Last Sale$164,000 (1999)
Tax Bill$906.00 (2025)

Owner

Source: San Diego County records · APN 168-271-01-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4464 OPAL LN, OCEANSIDE, CA 92056-4859
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
FRONTWAVE CU
Aug 31, 2018Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 23, 1999 · Amount on Record
Deed SaleAug 23, 1999 · Amount on Record
Prior SaleJan 25, 1989 · Amount on Record
Deed Doc Number1999579653
Last Transfer DateFeb 13, 2003
Transfer Doc0000199042
Record RefreshedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4464 OPAL LN, OCEANSIDE, CA 92056-4859
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4464 OPAL LN, OCEANSIDE, CA 92056-4859

Mortgage

Document Number0000843761
DateDec 14, 2021
Instrument2021-0843761
Lender
NameFRONTWAVE CU
TypeCredit Union
AddressOCEANSIDE, CA 92056
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 01, 2042

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4464 OPAL LN, OCEANSIDE, CA 92056-4859
Document Number0000388795
Instrument DateAug 31, 2018
Transaction TypeMortgage
Record UpdatedSep 26, 2018
Title CompanySPRINGBOARD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4464 OPAL LN OCEANSIDE CA 920564859, OCEANSIDE, CA 92056-4859

Mortgage

Document Number0000388795
DateSep 18, 2018
Instrument388795
Lender
NameMISCELLANEOUS GOVT AGCY
AddressRIVERSIDE, CA 92517
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$257,072 (+2%) Land $107,852 Building $149,220
2025$906.00 (-0.88%)$252,033 (+4.04%) Land $105,738 Building $146,295
2023$914.00 (-8.51%)$242,248 Land $101,633 Building $140,615
2022$999.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN168-271-01-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,456 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area5,175 sqft (0.119 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address4464 OPAL LN
CityOCEANSIDE
StateCA
Zip92056-4859
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 45 TR 011029
Legal SubdivisionEMERALD LAKE HOMES
Legal Tract011029
Legal Block3
Legal Lot Number45
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup3
Census Block3001
Census Tract19809

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