4475 Mountaingate Dr, Reno, NV 89519 Property Records

Washoe County property record for 4475 Mountaingate Dr, Reno, NV 89519

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,162 sqft · built 1998
Lot Size	0.508 acres (22,172 sqft)
Owner	Trust Name on Record
Last Sale	$959,000 (Apr 2020)
Tax Bill	$8,621 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`214-062-02`

Property Details

APN / Parcel Number

Primary APN	`214-062-02`
Alternative APN	`143299`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,162 sqft Living Area
1st Floor Area	3,162 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Wood
Roof Material	Concrete
Lot Area	22,172 sqft (0.508 acres)
Garage Type	Attached
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool Type
Pool Area	40 sqft
Porch	Porch
Porch Area	961 sqft
Fence	Fence
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	143299
Street Address	4475 MOUNTAINGATE DR
City	RENO
State	NV
Zip	89519-7938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	JUNIPER RIDGE 4 LT 413 BLK A
Legal Range	19
Legal Township	19
Legal Subdivision	JUNIPER RIDGE 4
Legal Block	A
Legal Lot Number	413
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHWEST
Census Block Group	4
Census Block	4018
Census Tract	1103

Owner

Source: Washoe County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Co-owner	Co-owner on Record
Mailing Address	4475 MOUNTAINGATE DR, RENO, NV 89519-7938
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 9, 2017	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Prior Sale	Jun 9, 2017 · Amount on Record
Deed Document Number	5024403
Record Updated	Jun 8, 2026

April 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Apr 30, 2020
Property Address	4475 MOUNTAINGATE DR, RENO, NV 89519-7938
Document Number	0005024403
Map Reference	FILE 1902809
Instrument Date	Apr 28, 2020
Instrument	5024403
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	FIRST CENTENNIAL RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,931.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 ROSEMARY LN, 200, LAS VEGAS, NV 89107-3236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4475 MOUNTAINGATE DR, RENO, NV 89519-7938

Mortgage

Document Number	0005024404
Date	Apr 30, 2020
Instrument	5024404

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

June 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Jun 9, 2017
Property Address	4475 MOUNTAINGATE DR, RENO, NV 89519-7938
Document Number	0004712261
Map Reference	FILE1902809 MAP3153
Instrument Date	May 30, 2017
Instrument	4712261
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	FIRST CENTENNIAL RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,423.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4475 MOUNTAINGATE DR, RENO, NV 89519-7938

Mortgage

Document Number	0004712262
Date	Jun 9, 2017
Instrument	4712262

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,621.00 (+6.05%)	$297,646 (+5.42%) Land $112,000 Building $185,646	$850,418 (+5.42%) Land $320,000 Building $530,418
2023	$8,129.00	$282,347 Land $105,000 Building $177,347	$806,706 Land $300,000 Building $506,706

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 59% of Nevada
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	500 / 500
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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