St. Mary's County property record for 44725 Lighthouse Rd, Piney Point, MD 20674 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1935 |
| Square Footage | 1,632 sqft Total Area |
| Lot Size | 11,000 sqft (0.253 acres) |
| Garage | Detached, 324 sqft |
| Pool | Spa/Hot Tub (Only) |
| Last Sale | $590,000 (2026) |
| Tax Bill | $4,657.00 (2025) |
| Primary APN | 02-000644 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,632 sqft Total Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,000 sqft (0.253 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 324 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Deck Area | 120 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 192 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 000644 |
|---|---|
| Street Address | 44725 LIGHTHOUSE RD |
| City | PINEY POINT |
| State | MD |
| Zip | 20674-3014 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 8 & P/O LOT 7 PLAT 2/84 WARREN TOLSON'S SUBD #2 |
| Legal Subdivision | WARREN TOLSON S SUBDIVISION NUMBER TWO |
| Legal Lot Number | 7,8 |
| Jurisdiction | ST MARY'S MD |
| Minor Civil Division | 2, VALLEY LEE |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 876101 |
Source: St. Mary's County records · APN 02-000644
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 GRANDIN AVE, ROCKVILLE, MD 20850-4142 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Jan 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NFM INC |
| Nov 01, 2019 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) NFM LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on Record |
| Deed Sale | Apr 20, 2026 · Amount on Record |
| Prior Sale | Nov 01, 2019 · Amount on Record |
| Deed Doc Number | 2026 |
| Deed Book / Page | 6886 / 439 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Apr 20, 2026 |
| Property Address | 44725 LIGHTHOUSE RD, PINEY POINT, MD 20674-3014 |
| Document Number | 6886000439 |
| Book / Page | 6886 / 439 |
| Instrument Date | Feb 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59,590.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 405 GRANDIN AVE, ROCKVILLE, MD 20850-4142 |
| Document Number | 6886000443, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 6886/443 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 44725 LIGHTHOUSE RD, PINEY POINT, MD 20674-3014 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2021 |
| Title Company | DISTRICT TITLE |
| Name | Verified Name |
|---|---|
| Address | 44725 LIGHTHOUSE RD, PINEY POINT, MD 20674-3014 |
| Document Number | 0056020082 |
|---|---|
| Date | Jan 08, 2021 |
| Book Page | 5602/82 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Nov 01, 2019 |
| Property Address | 44725 LIGHTHOUSE RD, PINEY POINT, MD 20674-3014 |
| Document Number | 0051960399 |
| Book / Page | 005196 / 000399 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2019 |
| Title Company | BLUE CRAB TITLE ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 10406 BROOKMOOR DR SILVER SPRING MD 209012602, SILVER SPRING, MD 20901-2602 |
| Document Number | 51960423 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 005196/000423 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2049 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $436,233 (+1.26%) | $447,100 (+3.78%) Land $317,200 Building $129,900 | |
| 2025 | $4,657.00 (+8%) | $430,800 (+8.08%) Land $287,200 Building $143,600 | $430,800 (-) Land $287,200 Building $143,600 |
| 2023 | $4,312.00 | $398,600 | $430,800 Land $287,200 Building $143,600 |
44725 Lighthouse Rd is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Mary's County (24037C), updated May 14, 2025
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | 5.0 ft vertical datum per the FIRM (NAVD88 on current maps) |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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