St. Mary's County property record for 44721 Lighthouse Rd, Piney Point, MD 20674
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,016 sqft · built 1929 |
| Lot Size | 0.201 acres (8,750 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,311 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jul 2022 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 02-000636 |
| Primary APN | 02-000636 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,016 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,750 sqft (0.201 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 620 sqft |
| Boat Access | Boat Access |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 000636 |
|---|---|
| Street Address | 44721 LIGHTHOUSE RD |
| City | PINEY POINT |
| State | MD |
| Zip | 20674-3014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | LOT 6 & P/O LOT 7 PLAT 2/84 WARREN TOLSON'S SUBD #2 |
| Legal Subdivision | WARREN TOLSONS |
| Legal Lot Number | 6,7 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 876101 |
Source: St. Mary's County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 44721 LIGHTHOUSE RD, PINEY POINT, MD 20674-3014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2023 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Jul 11, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 21, 2006 |
| Transfer Doc | 0029070333 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 44721 LIGHTHOUSE RD, PINEY POINT, MD 20674-3014 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2023 |
| Title Company | NOT AVAILABLE, BRENNAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 44721 LIGHTHOUSE RD, PINEY POINT, MD 20674-3014 |
| Document Number | 0064000037 |
|---|---|
| Date | Sep 19, 2023 |
| Book Page | 6400/37 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | CALIFORNIA, MD 20619 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 44721 LIGHTHOUSE RD, PINEY POINT, MD 20674-3014 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 44721 LIGHTHOUSE RD, PINEY POINT, MD 20674-3014 |
| Document Number | 0061810317 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 6181/317 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Mary's County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $431,267 (+2.83%) | $455,000 (+8.49%) Land $301,800 Building $153,200 | |
| 2025 | $4,311.00 (+6.26%) Homeowner's exemption | $419,400 (+7.91%) Land $274,300 Building $145,100 | $419,400 (-) Land $274,300 Building $145,100 |
| 2023 | $4,057.00 Homeowner's exemption | $388,667 | $419,400 Land $274,300 Building $145,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 221 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 227 units insured incl. 6 condo units |
| Nearby Flood Claims | 16 (2003–2022) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Dec 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
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