Shiawassee County property record for 4472 W Garrison Rd, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.7 acres (117,612 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jul 2021) |
| Tax Bill | $3,095 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-08-300-003-04 |
| Primary APN | 010-08-300-003-04 |
|---|
| Lot Area | 117,612 sqft (2.7 acres) |
|---|
| Street Address | 4472 W GARRISON RD |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-9268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 8 T6N R2E COM AT S 14 POST OF SEC W 200 FT N 600 FT E 200 FT TO N&S 14 LN OF SEC S 600 FT TO BEG 2.7 ACRES |
| Legal Range | 02E |
| Legal Township | 06N |
| Legal Section | 08 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | BENNINGTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 31401 |
4472 W Garrison Rd is owned and occupied by two individuals who bought it in July 2021.
Source: Shiawassee County records, as of July 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4472 W GARRISON RD, OWOSSO, MI 48867-9268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Aug 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LAFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2021 · Amount on File |
| Deed Sale | Jul 1, 2021 · Amount on File |
| Prior Sale | Sep 12, 2016 · Amount on File |
| Deed Document Number | 20213348354 |
| Deed Book / Page | 1284 / 569 |
| Prior Transfer Date | Jun 28, 2021 |
| Prior Transfer Doc | 0012840569 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jul 1, 2021 |
| Property Address | 4472 W GARRISON RD, OWOSSO, MI 48867-9268 |
| Document Number | 0012840569 |
| Book / Page | 1284 / 569 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 3348354 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,875.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 4472 W GARRISON RD, 4472, OWOSSO, MI 48867-9268 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1936 S MORRICE RD, OWOSSO, MI 48867-8913 |
| Document Number | 3348355 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 3348355 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 4472 W GARRISON RD, OWOSSO, MI 48867-9268 |
| Document Number | 0012480992 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4472 W GARRISON RD OWOSSO MI 488679268, OWOSSO, MI 48867-9268 |
| Document Number | 0012480992 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 001248/000992 |
| Instrument | 3312368 |
| Name | LAFCU |
|---|---|
| Type | Credit Union |
| Address | LANSING, MI 48917 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 14, 2033 |
The 2025 property tax bill for 4472 W Garrison Rd was $3,095 with a homeowner's exemption, up 3.7% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Bennington Township |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,100 (+11.5%) | $312,200 (+11.5%) | |
| 2025 | $3,095.00 (+3.72%) Homeowner's exemption | $140,000 | $280,000 |
| 2024 | $2,984.00 (+9.06%) | ||
| 2023 | $2,736.00 Homeowner's exemption | $116,600 | $233,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4472 W Garrison Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4472 W Garrison Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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