Shiawassee County property record for 3720 W Garrison Rd, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.8 acres (165,528 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $153,000 (Dec 2002) |
| Tax Bill | $2,715 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-09-300-005 |
| Primary APN | 010-09-300-005 |
|---|---|
| Alternative APN |
|
| Lot Area | 165,528 sqft (3.8 acres) |
|---|
| Street Address | 3720 W GARRISON RD |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-9243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 9 T6N R2E COM ON S SEC LN AT PT WHICH IS S8953'29!W 945.22 FT FROM S 14 POST OF SEC S8953'29!W 168.55 FT N0035'53!E 506.8 |
| Legal Range | 02E |
| Legal Township | 06N |
| Legal Section | 09 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | BENNINGTON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 31401 |
3720 W Garrison Rd is owned and occupied by two individuals who bought it in December 2002.
Source: Shiawassee County records, as of July 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3720 W GARRISON RD, OWOSSO, MI 48867-9243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2017 | Deed of Trust, Mortgage CHEMICAL BANK |
| Jun 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2002 · Amount on File |
| Deed Sale | Dec 18, 2002 · Amount on File |
| Deed Document Number | 20023087502 |
| Deed Book / Page | 1026 / 189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 3720 W GARRISON RD, OWOSSO, MI 48867-9243 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012350082 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 1235/0082 |
| Instrument | 3298389 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | MIDLAND, MI 48640 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 3720 W GARRISON RD, OWOSSO, MI 48867-9243 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012700040 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 1270/40 |
| Instrument | 3333681 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
The 2025 property tax bill for 3720 W Garrison Rd was $2,715 with a homeowner's exemption, up 3% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Bennington Township |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,900 (+11.64%) | $335,800 (+11.64%) | |
| 2025 | $2,715.00 (+3%) Homeowner's exemption | $150,400 | $300,800 |
| 2024 | $2,636.00 (+10.02%) | ||
| 2023 | $2,396.00 Homeowner's exemption | $123,400 | $246,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3720 W Garrison Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3720 W Garrison Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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