4471 Trader St, Timnath, CO 80547 Property Records

Larimer County property record for 4471 Trader St, Timnath, CO 80547

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,784 sqft · built 2024
Lot Size0.159 acres (6,948 sqft)
OwnerIndividual Name on File
Last Sale$665,000 (Apr 2025)
Tax Bill$4,167 (2025)
Deeds & MortgagesMay 2025 Transfer
Apr 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN87353-34-014

Property Details

APN / Parcel Number

Primary APN87353-34-014
Alternative APN
  • R1678321

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,784 sqft Living Area
Basement Area1,209 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,948 sqft (0.159 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area348 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR1678321
Street Address4471 TRADER ST
CityTIMNATH
StateCO
Zip80547-4531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14, BLOCK 10, TIMNATH LANDING FILING NO 3, TIM (20210107364)
Legal SubdivisionTIMNATH LANDING FILING NO 3 (20210107364
Legal Block10
Legal Lot Number14
JurisdictionLARIMER CO
Township / Civil DivisionTIMNATH-WELLINGTON
Census Block Group2
Census Block2050
Census Tract2506

Owner

4471 Trader St is owned by an individual who acquired it in May 2025.

Source: Larimer County records, as of February 2, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address6631 S OTIS WAY, LITTLETON, CO 80123-3661
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 5, 2025Quit Claim Deed, Transfer
Quitclaim
Apr 3, 2025Special Warranty Deed, Transfer · Conventional Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2025 · Amount on File
Deed SaleApr 3, 2025 · Amount on File
Prior SaleApr 3, 2025 · Amount on File
Deed Document Number0000013760
Last Transfer DateMay 5, 2025
Transfer Doc0000019378
Record UpdatedJun 8, 2026

May 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLARIMER CO
Recording DateMay 5, 2025
Property Address4471 TRADER ST, TIMNATH, CO 80547-4531
Document Number0000019378
Instrument DateMay 5, 2025
Instrument20250019378
Transaction TypeTransfer
Record UpdatedFeb 3, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4471 TRADER ST, TIMNATH, CO 80547-4531

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6631 S OTIS WAY, LITTLETON, CO 80123-3661

April 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLARIMER CO
Recording DateApr 3, 2025
Property Address4471 TRADER ST, TIMNATH, CO 80547-4531
Document Number0000013760
Map ReferenceDOC 20210107364
Instrument DateApr 2, 2025
Instrument20250013760
Transaction TypeTransfer
Record UpdatedFeb 3, 2026
Title CompanyPARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$66.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8390 E CRESCENT PKWY STE 650, 650, GREENWOOD VILLAGE, CO 80111-2940

Transferred To (Grantee/Buyer)

NameVerified Name
Address4471 TRADER ST, TIMNATH, CO 80547-4531

Mortgage

Document Number0000013761
DateApr 3, 2025
Instrument20250013761
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 4471 Trader St was $4,167.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyLarimer County
MunicipalityTimnath Town
Unified School DistrictPoudre School District R-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,167.00$23,031 Land $9,206 Building $13,825$368,500 Land $147,300 Building $221,200
2023$1,788.00 (+44,6%)$11,690 (+40,210.34%) Land $11,690$41,900 (+37,990.91%) Land $41,900
2022$4.00$29 Land $29$110 Land $110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4471 Trader St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4471 Trader St is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 71% of Colorado
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFT COLLINS LOVELAND WD
serves 63,532 people · EPA ID CO0135292
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LightGig Communications
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Vistabeam
Fixed Wireless
500 / 80
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20

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