Larimer County property record for 4455 Trader St, Timnath, CO 80547
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,418 sqft · built 2024 |
| Lot Size | 0.134 acres (5,842 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Mar 2025) |
| Tax Bill | $4,061 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 87353-34-016 |
| Primary APN | 87353-34-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,418 sqft Living Area |
| Gross Area | 4,058 sqft |
| Basement Area | 1,222 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Bi-Level |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,842 sqft (0.134 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 282 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1678323 |
|---|---|
| Street Address | 4455 TRADER ST |
| City | TIMNATH |
| State | CO |
| Zip | 80547-4531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16, BLOCK 10, TIMNATH LANDING FILING NO 3, TIM (20210107364) |
| Legal Subdivision | TIMNATH LANDING FILING NO 3 (20210107364 |
| Legal Block | 10 |
| Legal Lot Number | 16 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | TIMNATH-WELLINGTON |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 2506 |
4455 Trader St is owned by an individual who bought it in March 2025.
Source: Larimer County records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5057 BLANCHETTE ST, TIMNATH, CO 80547-4493 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A |
| Mar 27, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2025 · Amount on File |
| Deed Sale | Mar 27, 2025 · Amount on File |
| Deed Document Number | 202512247 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Jun 18, 2026 |
| Property Address | 4455 TRADER ST, TIMNATH, CO 80547-4531 |
| Document Number | 0000029662 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202629662 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5057 BLANCHETTE ST, TIMNATH, CO 80547-4493 |
| Document Number | 0000029662, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 202629662 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Mar 27, 2025 |
| Property Address | 4455 TRADER ST, TIMNATH, CO 80547-4531 |
| Document Number | 0000012247 |
| Map Reference | DOC 20210107364 |
| Instrument Date | Mar 26, 2025 |
| Instrument | 20250012247 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Title Company | PARKWAY TITLE INC, PARKWAY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8390 E CRESCENT PKWY STE 650, 650, GREENWOOD VILLAGE, CO 80111-2940 |
| Name | Verified Name |
|---|---|
| Address | 5057 BLANCHETTE ST, TIMNATH, CO 80547-4493 |
| Document Number | 0000012248 |
|---|---|
| Date | Mar 27, 2025 |
| Instrument | 20250012248 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
The 2025 property tax bill for 4455 Trader St was $4,061.
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Timnath Town |
| Unified School District | Poudre School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,061.00 | $22,444 Land $9,206 Building $13,238 | $359,100 Land $147,300 Building $211,800 |
| 2023 | $1,788.00 (+59,5%) | $11,690 (+48,608.33%) Land $11,690 | $41,900 (+46,455.56%) Land $41,900 |
| 2022 | $3.00 | $24 Land $24 | $90 Land $90 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4455 Trader St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4455 Trader St is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 71% of Colorado |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FT COLLINS LOVELAND WD serves 63,532 people · EPA ID CO0135292 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LightGig Communications Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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