4471 la Quinta Pl, Oceanside, CA 92057 Property Records

San Diego County property record for 4471 la Quinta Pl, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,741 sqft · built 1982
Lot Size	0.171 acres (7,445 sqft)
Owner	Individual Name on Record
Last Sale	$899,000 (Apr 2026)
Tax Bill	$6,195 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`157-582-29-00`

Property Details

APN / Parcel Number

Primary APN	`157-582-29-00`
Alternative APN	`1575822400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,741 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	7,445 sqft (0.171 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1575822400
Street Address	4471 LA QUINTA PL
City	OCEANSIDE
State	CA
Zip	92057-5055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 71 DOC83-261966 IN LOT 70&IN TR 009941
Legal Subdivision	DOUGLAS PARK
Legal Tract	009941
Legal Block	1
Legal Lot Number	71,70
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1011
Census Tract	18609

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4471 LA QUINTA PL, OCEANSIDE, CA 92057-5055
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Apr 30, 2026	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Aug 15, 2017	Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Aug 15, 2017 · Amount on Record
Deed Document Number	2026122840
Prior Transfer Date	Sep 23, 1993
Prior Transfer Doc	0000712608
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4471 LA QUINTA PL, OCEANSIDE, CA 92057-5055
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4471 LA QUINTA PL, OCEANSIDE, CA 92057-5055

Mortgage

Document Number	0000155152
Date	Jun 14, 2023
Instrument	2023-0155152

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 30, 2026
Property Address	4471 LA QUINTA PL, OCEANSIDE, CA 92057-5055
Document Number	0000122840
Instrument Date	Apr 22, 2026
Instrument	2026.122840
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99,878.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4471 LA QUINTA PL, OCEANSIDE, CA 92057-5055

Mortgage

Document Number	0000122841,
Date	Apr 30, 2026
Instrument	2026..122841

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4471 LA QUINTA PL, OCEANSIDE, CA 92057-5055
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4471 LA QUINTA PL, OCEANSIDE, CA 92057-5055

Mortgage

Document Number	0000784638
Date	Dec 8, 2020
Instrument	2020-0784638

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4471 LA QUINTA PL, OCEANSIDE, CA 92057-5055
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000423309
Date	Sep 25, 2019
Instrument	2019-0423309

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 15, 2017
Property Address	4471 LA QUINTA PL, OCEANSIDE, CA 92057-5055
Document Number	0000370804
Map Reference	MAP9941
Instrument Date	Jul 19, 2017
Instrument	2017-0370804
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4471 LA QUINTA PL, OCEANSIDE, CA 92057-5055

Mortgage

Document Number	0000370805
Date	Aug 15, 2017
Instrument	2017-0370805

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$557,073 (+2%) Land $193,743 Building $363,330
2025	$6,195.00 (+1.96%) Homeowner's exemption	$546,151 (+4.04%) Land $189,945 Building $356,206
2024	$6,076.00 (+3.19%)
2023	$5,888.00 (+1.55%) Homeowner's exemption	$524,945 Land $182,570 Building $342,375
2022	$5,798.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1998–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2018 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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