4463 la Quinta Pl, Oceanside, CA 92057 Property Records

San Diego County property record for 4463 la Quinta Pl, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,858 sqft · built 1982
Lot Size	0.159 acres (6,942 sqft)
Owner	Trust Name on File
Last Sale	$390,000 (May 2003)
Tax Bill	$4,523 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Second Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`157-582-28-00`

Property Details

APN / Parcel Number

Primary APN	`157-582-28-00`
Alternative APN	`1575821800`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,858 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	6,942 sqft (0.159 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1575821800
Street Address	4463 LA QUINTA PL
City	OCEANSIDE
State	CA
Zip	92057-5055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 69 DOC83-150126 IN LOT 70&IN TR 009941
Legal Subdivision	DOUGLAS PARK
Legal Tract	009941
Legal Block	1
Legal Lot Number	69,70
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1011
Census Tract	18609

Owner

4463 la Quinta Pl is owner-occupied and held in a trust since May 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	4463 LA QUINTA PL, OCEANSIDE, CA 92057-5055
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage WEST CAPITAL LENDING INC
Nov 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRONTWAVE CU
Sep 29, 2021	Intrafamily Transfer, Transfer
Jan 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2003 · Amount on File
Deed Sale	May 15, 2003 · Amount on File
Prior Sale	May 6, 1983 · Amount on File
Deed Document Number	2003571730
Last Transfer Date	May 27, 2021
Transfer Doc	0000683678
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4463 LA QUINTA PL, OCEANSIDE, CA 92057-5055
Transaction Type	Mortgage
Record Updated	Feb 25, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4463 LA QUINTA PL, OCEANSIDE, CA 92057-5055

Mortgage

Document Number	0000041792
Date	Feb 17, 2026
Instrument	2026-0041792

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4463 LA QUINTA PL, OCEANSIDE, CA 92057-5055
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4463 LA QUINTA PL, OCEANSIDE, CA 92057-5055

Mortgage

Document Number	0000317906
Date	Nov 15, 2023
Instrument	2023-0317906

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2038

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2021
Property Address	4463 LA QUINTA PL, OCEANSIDE, CA 92057-5055
Document Number	0000683678
Map Reference	MAP 9941
Instrument Date	May 27, 2021
Instrument	2021-0683678
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4463 LA QUINTA PL, OCEANSIDE, CA 92057-5055

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4463 LA QUINTA PL, OCEANSIDE, CA 92057-5055
Document Number	0000040260
Instrument Date	Jan 10, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4463 LA QUINTA PL OCEANSIDE CA 920575055, OCEANSIDE, CA 92057-5055

Mortgage

Document Number	0000040260
Date	Feb 4, 2019
Instrument	40260

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 3, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 4463 la Quinta Pl was $4,523 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$576,108 (+2%) Land $324,984 Building $251,124
2025	$4,523.00	$564,812 Land $318,612 Building $246,200
2023	$6,164.00 (+1.53%)	$542,882 Land $306,241 Building $236,641
2022	$6,071.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4463 la Quinta Pl in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1998–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2018 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4463 la Quinta Pl is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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