4470 Sapphire Ln, Oceanside, CA 92056 Property Records

San Diego County property record for 4470 Sapphire Ln, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,456 sqft · built 1988
Lot Size	0.1 acres (4,335 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Mar 2026)
Tax Bill	$4,863 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168-271-19-00`

Property Details

APN / Parcel Number

Primary APN	`168-271-19-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	4,335 sqft (0.1 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4470 SAPPHIRE LN
City	OCEANSIDE
State	CA
Zip	92056-4864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 69 TR 011029
Legal Subdivision	EMERALD LAKE HOMES
Legal Tract	011029
Legal Block	3
Legal Lot Number	69
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3005
Census Tract	19809

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4470 SAPPHIRE LN, OCEANSIDE, CA 92056-4864
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Grant Deed, Transfer · Conventional Mortgage NEXBANK SSB
Nov 9, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Nov 9, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Oct 3, 2016 · Amount on Record
Deed Document Number	202687570
Prior Transfer Date	Sep 16, 1993
Prior Transfer Doc	0000706534
Record Updated	Oct 29, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 30, 2026
Property Address	4470 SAPPHIRE LN, OCEANSIDE, CA 92056-4864
Document Number	0000087570
Map Reference	MAP 11029
Instrument Date	Mar 3, 2026
Instrument	2026-0087570
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4470 SAPPHIRE LN, OCEANSIDE, CA 92056-4864
Investor	Possibly a Property Investor

Mortgage

Document Number	0000087571
Date	Mar 30, 2026
Instrument	2026-0087571

Lender

Name	NEXBANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Apr 1, 2027
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	SOFR Average 30-Day
Max Rate	10.8%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 9, 2022
Property Address	4470 SAPPHIRE LN, OCEANSIDE, CA 92056-4864
Document Number	0000432033
Map Reference	MAP 11029
Instrument Date	Nov 2, 2022
Instrument	2022-0432033
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4470 SAPPHIRE LN, 4470, OCEANSIDE, CA 92056-4864

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4470 SAPPHIRE LN, OCEANSIDE, CA 92056-4864

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 9, 2022
Property Address	4470 SAPPHIRE LN, OCEANSIDE, CA 92056-4864
Document Number	0000432032
Map Reference	MAP 11029
Instrument Date	Nov 2, 2022
Instrument	2022-0432032
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4470 SAPPHIRE LN, OCEANSIDE, CA 92056-4864

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$442,732 (+2%) Land $290,025 Building $152,707
2025	$4,863.00 (+6.06%) Homeowner's exemption	$434,052 (+4.04%) Land $284,339 Building $149,713
2024	$4,585.00 (+2.5%)
2023	$4,473.00 (+0.29%) Homeowner's exemption	$417,199 Land $273,299 Building $143,900
2022	$4,460.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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