4455 Sapphire Ln, Oceanside, CA 92056 Property Records

San Diego County property record for 4455 Sapphire Ln, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,456 sqft · built 1987
Lot Size	0.1 acres (4,372 sqft)
Owner	2 Trust Names on File
Last Sale	$435,000 (Feb 2019)
Tax Bill	$3,640 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Jun 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`168-272-01-00`

Property Details

APN / Parcel Number

Primary APN	`168-272-01-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Lot Area	4,372 sqft (0.1 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4455 SAPPHIRE LN
City	OCEANSIDE
State	CA
Zip	92056-4863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 70 TR 011029
Legal Subdivision	EMERALD LAKE HOMES
Legal Tract	011029
Legal Block	3
Legal Lot Number	70
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3013
Census Tract	19809

Owner

4455 Sapphire Ln is owner-occupied and held in a trust since September 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4455 SAPPHIRE LN, OCEANSIDE, CA 92056-4863
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 14, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 13, 2019	Affidavit of Death, Transfer TICOR TITLE SAN DIEGO BR
Feb 13, 2019	Grant Deed, Transfer TICOR TITLE SAN DIEGO BR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2019 · Amount on File
Deed Sale	Feb 13, 2019 · Amount on File
Prior Sale	Apr 19, 1996
Deed Document Number	201951241
Last Transfer Date	Sep 19, 2024
Transfer Doc	0000274882
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4455 SAPPHIRE LN, OCEANSIDE, CA 92056-4863
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000330936
Date	Aug 7, 2019
Instrument	2019-0330936

Lender

Name	US BANK NA
Type	Mortgage Company
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 14, 2019
Property Address	4455 SAPPHIRE LN, OCEANSIDE, CA 92056-4863
Document Number	0000232279
Instrument Date	Jun 14, 2019
Instrument	232279
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4455 SAPPHIRE LN OCEANSIDE CA 920564863, OCEANSIDE, CA 92056-4863

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 13, 2019
Property Address	4455 SAPPHIRE LN, OCEANSIDE, CA 92056-4863
Document Number	0000051240
Instrument Date	Jan 24, 2019
Instrument	51240
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4455 SAPPHIRE LN OCEANSIDE CA 920564863, OCEANSIDE, CA 92056-4863

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 13, 2019
Property Address	4455 SAPPHIRE LN, OCEANSIDE, CA 92056-4863
Document Number	0000051241
Instrument Date	Jan 23, 2019
Instrument	51241
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount on Record
Tax	$478.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4455 SAPPHIRE LN OCEANSIDE CA 920564863, OCEANSIDE, CA 92056-4863

Tax Assessment & Valuation

The 2025 property tax bill for 4455 Sapphire Ln was $3,640.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$332,261 (+2%) Land $70,600 Building $261,661
2025	$3,640.00	$325,747 Land $69,216 Building $256,531
2023	$3,347.00 (+0.3%) Homeowner's exemption	$313,099 Land $66,529 Building $246,570
2022	$3,337.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4455 Sapphire Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4455 Sapphire Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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