4470 Lower River Rd, Lewiston, NY 14092 Property Records

Niagara County and Lewiston Town property record for 4470 Lower River Rd, Lewiston, NY 14092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,316 sqft · built 2002
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Sep 2021)
Tax Bill	$12,152 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Dec 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`292489 87.10-1-3.1`

Property Details

APN / Parcel Number

Primary APN	`292489 87.10-1-3.1`
Alternative APN	`24890870100001003001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,316 sqft Living Area
1st Floor Area	1,302 sqft
2nd Floor Area	2,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Contemporary
Exterior Material	Composition/Composite
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	200 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4470 LOWER RIVER RD
City	LEWISTON
State	NY
Zip	14092-1060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUTSIDE
Legal Subdivision	MILE RESERVE
Legal Block	1
Legal Lot Number	3.001
Jurisdiction	NIAGARA NY
Township / Civil Division	LEWISTON
Census Block Group	3
Census Block	3017
Census Tract	24405

Owner

4470 Lower River Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Niagara County and Lewiston Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4470 LOWER RIVER RD, LEWISTON, NY 14092-1060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed, Transfer · VA Mortgage PENTAGON FCU
Dec 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021 · Amount on File
Deed Sale	Sep 16, 2021 · Amount on File
Prior Sale	Jun 28, 2002 · Amount on File
Deed Document Number	202119410
Prior Transfer Date	Nov 22, 2017
Prior Transfer Doc	0000023838
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	NIAGARA NY
Recording Date	Sep 16, 2021
Property Address	4470 LOWER RIVER RD, LEWISTON, NY 14092-1060
Document Number	0000009410
Instrument Date	Sep 8, 2021
Instrument	2021-19410
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	STEWART TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4470 LOWER RIVER RD, 4470, LEWISTON, NY 14092-1060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6331 TOWNLINE RD, NORTH TONAWANDA, NY 14120-9566

Mortgage

Document Number	0000009411
Date	Sep 16, 2021
Instrument	2021-19411

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NIAGARA NY
Recording Date	Dec 5, 2017
Property Address	4470 LOWER RIVER RD, LEWISTON, NY 14092-1060
Document Number	0000023838
Instrument Date	Nov 22, 2017
Instrument	23838
Transaction Type	Transfer
Record Updated	Jan 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4470 LOWER RIVER RD LEWISTON NY 140921060, LEWISTON, NY 14092-1060

Tax Assessment & Valuation

The 2026 property tax bill for 4470 Lower River Rd was $12,152 with exemptions applied, down 4% from the year before.

Source: Niagara County and Lewiston Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Lewiston Town
Unified School District	Lewiston-Porter Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,152.00 (-4.04%) Disabled Person's exemption Veteran's exemption
2025	$12,663.00	$302,500 Land $85,000 Building $217,500	$756,300 Land $212,514 Building $543,786
2023		$302,500 Land $85,000 Building $217,500	$657,609 Land $184,783 Building $472,826

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4470 Lower River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4470 Lower River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEWISTON WATER IMPROVEMENTAREA serves 16,257 people · EPA ID NY3100561
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

No cell data coverage reported

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