4460 Lower River Rd, Lewiston, NY 14092 Property Records

Niagara County and Lewiston Town property record for 4460 Lower River Rd, Lewiston, NY 14092

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,915 sqft · built 1970
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Jun 2013)
Tax Bill$15,147 (2026)
Deeds & MortgagesApr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN292489 87.10-1-1

Property Details

APN / Parcel Number

Primary APN292489 87.10-1-1
Alternative APN
  • 24890870100001001000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,915 sqft Living Area
1st Floor Area2,426 sqft
Upper Floors Area359 sqft
AtticAttic
Attic Area359 sqft
Basement Area1,130 sqft
Finished Basement1,130 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleSplit Level
Exterior MaterialWood
Lot Area24,829 sqft (0.57 acres)
Lot Dimensions200 ft deep x 125 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4460 LOWER RIVER RD
CityLEWISTON
StateNY
Zip14092-1060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOUTSIDE 213104
Legal Block1
Legal Lot Number1.000
JurisdictionNIAGARA NY
Township / Civil DivisionLEWISTON
Census Block Group3
Census Block3017
Census Tract24405

Owner

4460 Lower River Rd is owned and occupied by two individuals who bought it in June 2013.

Source: Niagara County and Lewiston Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address4460 LOWER RIVER RD, LEWISTON, NY 14092-1060
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2013 · Amount on File
Deed SaleJun 28, 2013 · Amount on File
Prior SaleAug 29, 2005 · Amount on File
Deed Document Number201312554
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address4460 LOWER RIVER RD, LEWISTON, NY 14092-1060
Document Number0000007823
Instrument DateApr 30, 2018
Transaction TypeMortgage
Record UpdatedMay 18, 2018
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4460 LOWER RIVER RD LEWISTON NY 140921060, LEWISTON, NY 14092-1060

Mortgage

Document Number0000007823
DateMay 11, 2018
Instrument7823
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4460 Lower River Rd was $15,147 with exemptions applied, up 2.8% from the year before.

Source: Niagara County and Lewiston Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
County SubdivisionLewiston Town
Unified School DistrictLewiston-Porter Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,147.00 (+2.84%) Homeowner's exemption Senior Citizen's exemption
2025$14,729.00$335,000 Land $100,500 Building $234,500$837,500 Land $251,250 Building $586,250
2023$335,000 Land $100,500 Building $234,500$728,261 Land $218,478 Building $509,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4460 Lower River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4460 Lower River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEWISTON WATER IMPROVEMENTAREA
serves 16,257 people · EPA ID NY3100561
Water SourcePurchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lower River Rd

Nearby Streets

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