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4470 Kingston Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4470 Kingston Dr, Hernando Beach, FL 34607

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 946 sqft · built 1960
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$206,000 (May 2025)
Tax Bill$3,435 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNR12-223-16-2010-0270-0040

Property Details

APN / Parcel Number

Primary APNR12-223-16-2010-0270-0040
Alternative APNs
  • 00156592
  • 156592

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area946 sqft Living Area
1st Floor Area946 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1980
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialBuilt-Up Asphalt
Lot Area4,356 sqft (0.1 acres)
Garage TypeCarport
CarportCarport
Carport Area240 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area420 sqft
Utility Building70 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00156592
Street Address4470 KINGSTON DR
CityHERNANDO BEACH
StateFL
Zip34607-2936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGULF COAST RET UNIT 4 BLK 27 LOT 4
Legal Range16E
Legal Township23S
Legal Section12
Legal SubdivisionGULF COAST RET UNIT 4
Legal Block27
Legal Lot Number4
Legal Unit4
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group2
Census Block2025
Census Tract41501

Owner

4470 Kingston Dr is owned by an individual who bought it in May 2025.

Source: Hernando County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Mailing Address10026 WATER FERN CIR, CLERMONT, FL 34711-6628
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2025 · Amount on File
Deed SaleMay 15, 2025 · Amount on File
Prior SaleJul 31, 2020 · Amount on File
Deed Document Number2025034327
Deed Book / Page4561 / 432
Record UpdatedJun 8, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJul 31, 2020
Property Address4470 KINGSTON DR, HERNANDO BEACH, FL 34607-2936
Document Number0038691407
Book / Page3869 / 1407
Map ReferenceMB 6 PG 95A-95C
Instrument DateJul 31, 2020
Instrument2020046234
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyAMERICAS TITLE CORPORATION

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,589.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4135 LILY DR, 4135, HERNANDO BEACH, FL 34607-3352

Transferred To (Grantee/Buyer)

NameVerified Name
Address4470 KINGSTON DR, HERNANDO BEACH, FL 34607-2936

Mortgage

Document Number38691409
DateJul 31, 2020
Instrument3869/1409
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4470 Kingston Dr was $3,435.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,435.00$226,661$258,616 Land $159,420 Building $99,196
2023$187,323 Land $83,983 Building $103,340
2022$3,376.00$271,218 Land $164,400 Building $106,818

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4470 Kingston Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 412 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies412 in force
Nearby Flood Claims1,071 (1979–2024)
Claims Outside the SFHA6 of 1,071
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 342 claims
  • Hurricane Idalia, Sep 2023 · 115 claims
  • Tropical Storm Josephine, Oct 1996 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4470 Kingston Dr is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 50
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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