4470 E Bay Dr, Clearwater, FL 33764 Property Records

Pinellas County property record for 4470 E Bay Dr, Clearwater, FL 33764

Property Summary

Property Type	Care Home (Retirement, Nursing, Convalescent)
Details	57 ba · 41,862 sqft · built 1990
Lot Size	7.58 acres (330,559 sqft)
Owner	Individual Name on Record
Tax Bill	$72,626 (2025)
Deeds & Mortgages	Jul 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`C62-000-764-1452-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-764-1452-3`
Alternative APNs	`31-29-16-23862-000-0010` `162931238620000010` `R343229`

Interior

Full Baths	57 Baths
Units	62 Units
Stories	1 Story
Building Area	41,862 sqft Heated Area
1st Floor Area	41,862 sqft
Flooring	Carpet
Interior Walls	Wood
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1994
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	330,559 sqft (7.58 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	890 sqft
Deck Area	1,000 sqft
Patio Area	1,000 sqft
Shed	1 Shed
Shed Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	R343229
Old Parcel Number	162931238620000010
Street Address	4470 E BAY DR
City	CLEARWATER
State	FL
Zip	33764-5772
Property Category	Commercial
Property Type	Commercial > Retail > Care Home (Retirement, Nursing, Convalescent)
Legal Description	EAST BAY DOWNS LOTS 1 & 2
Legal Range	16
Legal Township	29
Legal Section	31
Legal Subdivision	EAST BAY DOWNS
Legal Lot Number	1-2 2
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2032
Census Tract	25414

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1950 LOWER BIRMINGHAM RD, CANTON, GA 30115-9449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	4470 E BAY DR, CLEARWATER, FL 33764-5772
Document Number	0206370852
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3450 RIDGEWOOD RD NW ATLANTA GA 303272418, ATLANTA, GA 30327-2418

Mortgage

Document Number	0206370852
Date	Aug 1, 2019
Book Page	020637/000852
Instrument	243682

Lender

Name	CAPITAL FNDG
Type	Funding / Finance Company
Address	1422 CLARKVIEW RD, BALTIMORE, MD 21209-2385

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$72,626.00 (+7.57%) Additional exemption filed	$3,825,000 (+7.14%)	$3,825,000 (+7.14%) Land $1,018,533 Building $2,806,467
2023	$67,512.00 (+4.36%) Additional exemption filed	$3,570,000 (+5%)	$3,570,000 (+5%) Land $1,161,654 Building $2,408,346
2022	$64,692.00 Additional exemption filed	$3,400,000	$3,400,000 Land $1,127,794 Building $2,272,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	15 (1979–2024)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Elena, Aug 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile, Verizon, WOW Internet, Cable & Phone.