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4315 E Bay Dr, Clearwater, FL 33764 Property Records

Pinellas County property record for 4315 E Bay Dr, Clearwater, FL 33764

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2 ba · 19,424 sqft · built 1985
Lot Size3.55 acres (154,991 sqft)
OwnerCompany Name on Record
Last Sale$700,000 (Jun 2002)
Tax Bill$36,855 (2025)
Deeds & MortgagesApr 2026 Construction Loan
Flood ZoneZone X (minimal risk)
APNC62-000-764-1453-1

Property Details

APN / Parcel Number

Primary APNC62-000-764-1453-1
Alternative APNs
  • 31-29-16-29393-001-0010
  • 291631293930010010
  • 162931293930010010
  • R343231

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area19,424 sqft Gross Area
1st Floor Area16,003 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeGambrel
Roof MaterialMetal
Lot Area154,991 sqft (3.55 acres)
Lot Width196 ft Width
PorchOpen Porch
Porch Area543 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemCentral

Location & Zoning

Account NumberR343231
Street Address4315 E BAY DR
CityCLEARWATER
StateFL
Zip33764-6819
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionFRANKS NURSERY REPLAT NO 1 BLK 1, LOT 1
Legal Range16E
Legal Township29S
Legal Section31
Legal SubdivisionFRANKS NURSERY
Legal Tract29393
Legal Block1
Legal Lot Number1
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group3
Census Block3001
Census Tract25415

Owner

Source: Pinellas County records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4315 E BAY DR, CLEARWATER, FL 33764-6819
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2002 · Amount on Record
Deed SaleJun 27, 2002 · Amount on Record
Deed Book / Page12078 / 2078
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Recording DateApr 1, 2026
Property Address4315 E BAY DR, CLEARWATER, FL 33764-6819
Document Number0000087756
Book / Page23508 / 1174
Instrument DateMar 31, 2026
Instrument202687756
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address3607 S WEST SHORE BLVD, TAMPA, FL 33629-8235

Mortgage

Document Number0000087756,
DateApr 1, 2026
Book Page23508/1174
Instrument202687756
Lender
NameVALLEY NATIONAL BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate6%
Max Rate-1%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$36,855.00 (+9.26%)$1,950,000 (+11.43%) Land $1,164,051 Building $785,949$1,950,000 (+11.43%) Land $1,164,051 Building $785,949
2024$33,732.00 (+8.27%)
2023$31,155.00 (+12.54%)$1,750,000 (+20.27%)$1,750,000 (+20.27%) Land $1,050,837 Building $699,163
2022$27,684.00$1,455,000$1,455,000 Land $758,443 Building $696,557

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Frontier, T-Mobile, Verizon.

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