Effingham County property record for 447 Zipperer Rd, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,179 sqft · built 2022 |
| Lot Size | 9.18 acres (400,316 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jan 2021) |
| Tax Bill | $10,048 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03960-007-000 |
| Primary APN | 03960-007-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,179 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 400,316 sqft (9.18 acres) |
| Garage Area | 900 sqft |
| Pool Area | 624 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 14 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12166 |
|---|---|
| Old Parcel Number | 03960007 |
| Street Address | 447 ZIPPERER RD |
| City | GUYTON |
| State | GA |
| Zip | 31312-6842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | 9.19 AC PAR 5 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30301 |
Source: Effingham County records · APN 03960-007-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 447 ZIPPERER RD, GUYTON, GA 31312-6842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 06, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF NEWINGTON |
| Jan 19, 2021 | Limited Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 19, 2021 · Amount on Record |
| Deed Sale | Jan 19, 2021 · Amount on Record |
| Deed Document Number | 0002657353 |
| Deed Book / Page | 2657 / 353 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 447 ZIPPERER RD, GUYTON, GA 31312-6842 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | ZIPPERER RD |
| Document Number | 0000002677/0000000741 |
|---|---|
| Date | Apr 06, 2021 |
| Book Page | 0000002677/0000000741 |
| Instrument | 004021 |
| Name | BANK OF NEWINGTON |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 01, 2022 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jan 19, 2021 |
| Property Address | 447 ZIPPERER RD, GUYTON, GA 31312-6842 |
| Document Number | 002657/353 |
| Book / Page | 2657 / 353 |
| Instrument Date | Jan 19, 2021 |
| Instrument | 2021-000182 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12263 2ND ST, PARKER, CO 80134-9645 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,048.00 (+12.98%) Homeowner's exemption | $355,871 (+15.95%) Land $109,566 Building $246,305 | $889,677 (+15.95%) Land $273,915 Building $615,762 |
| 2024 | $8,894.00 (+8.92%) Homeowner's exemption | $306,920 (+4.59%) Land $76,063 Building $230,857 | $767,300 (+4.59%) Land $190,158 Building $577,142 |
| 2023 | $8,166.00 (+97.72%) | $293,451 (+326.5%) Land $76,063 Building $217,388 | $733,627 (+326.5%) Land $190,158 Building $543,469 |
| 2022 | $4,130.00 | $68,804 Land $68,804 | $172,011 Land $172,011 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), as of October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030303012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 2 (2002–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2009 · rainfall accumulation |
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
Based on FCC filings for 11 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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