437 Zipperer Rd, Guyton, GA 31312 Property Records

Effingham County property record for 437 Zipperer Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,722 sqft · built 2004
Lot Size	5.91 acres (257,440 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Feb 2023)
Tax Bill	$5,562 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`03960-008-000`

Property Details

APN / Parcel Number

Primary APN	`03960-008-000`
Alternative APNs	`00800009000` `03960008` `12167`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,722 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	257,440 sqft (5.91 acres)
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12167
Street Address	437 ZIPPERER RD
City	GUYTON
State	GA
Zip	31312-6842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	5.91 AC PAR 4
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

Source: Effingham County records · APN 03960-008-000

Assessment roll updated December 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	437 ZIPPERER RD, GUYTON, GA 31312-6842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Limited Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Dec 07, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Prior Sale	May 03, 2013 · Amount on Record
Deed Document Number	2023368
Deed Book / Page	2832 / 881
Prior Transfer Date	Dec 07, 2021
Prior Transfer Doc	002747/788
Record Updated	Jun 08, 2026

February 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 17, 2023
Property Address	437 ZIPPERER RD, GUYTON, GA 31312-6842
Document Number	002832/881
Book / Page	2832 / 881
Instrument Date	Feb 17, 2023
Instrument	2023-000368
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 ZIPPERER RD, GUYTON, GA 31312-6842
Investor	Possibly a Property Investor

Mortgage

Document Number	2023001340
Date	Feb 17, 2023
Instrument	2023001340

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 07, 2021
Property Address	437 ZIPPERER RD, GUYTON, GA 31312-6842
Document Number	002747/788
Book / Page	2747 / 788
Instrument Date	Dec 07, 2021
Instrument	2021-003982
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 ZIPPERER RD, GUYTON, GA 31312-6842

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,562.00 (+47.42%)	$170,750 (+22.98%) Land $96,292 Building $74,458	$426,876 (+22.98%) Land $240,731 Building $186,145
2024	$3,773.00 (+0.45%)	$138,847 (+9.02%) Land $73,585 Building $65,262	$347,117 (+9.02%) Land $183,962 Building $163,155
2023	$3,756.00 (+31.6%)	$127,363 (+45.85%) Land $73,585 Building $53,778	$318,407 (+45.85%) Land $183,962 Building $134,445
2022	$2,854.00	$87,326 Land $33,548 Building $53,778	$218,315 Land $83,870 Building $134,445

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Based on FCC filings for 11 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Zipperer Rd

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