447 W 2nd St, Delta, CO 81416 Property Records

Delta County property record for 447 W 2nd St, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,189 sqft · built 1903
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Tax Bill	$544 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R014113`

Property Details

APN / Parcel Number

Primary APN	`R014113`
Alternative APN	`345713312002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	1,189 sqft Living Area
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R014113
Street Address	447 W 2ND ST
City	DELTA
State	CO
Zip	81416-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	447 W 2ND ST DELTA 81416 447 1/2 W 2ND ST DELTA 81416 S: 13 T: 15S R: 96W SUBDIVISION: PLAT C DELTA BLOCK: 36 LOT: 7 THRU:- LOT: 11 TOTAL 0.40 ACRES +/- PLAT C DELTA TOWNSITE BLOCK36 LOT 7- 11 PLAT C SEC 13 T15S R96W 6PM BK 380 PG 545 BK 414 PG 353 7
Legal Subdivision	PLAT C DELTA
Legal Block	36
Legal Lot Number	7
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	3
Census Block	3017
Census Tract	965100

Owner

447 W 2nd St is owned by an individual who acquired it in May 2022.

Source: Delta County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	2903 SANDRA AVE, GRAND JUNCTION, CO 81504-5318
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 4, 2022
Transfer Doc	0000739181
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELTA CO
Recording Date	May 9, 2022
Property Address	447 W 2ND ST, DELTA, CO 81416-1633
Document Number	0000739181
Instrument Date	May 4, 2022
Instrument	739181
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 SANDRA AVE, GRAND JUNCTION, CO 81504-5318

Mortgage

Document Number	0000739182
Date	May 9, 2022
Instrument	739182

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 447 W 2nd St was $544, up 66.4% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$544.00 (+66.36%)	$8,007 (+61.82%) Land $3,125 Building $4,882	$128,104 Land $50,000 Building $78,104
2024	$327.00 (+3.81%)	$4,948 (-) Land $1,440 Building $3,508
2023	$315.00 (-29.84%)	$4,948 (-28.9%) Land $1,440 Building $3,508	$73,843 (-26.25%) Land $21,492 Building $52,351
2022	$449.00	$6,959 Land $1,173 Building $5,786	$100,130 Land $16,875 Building $83,255

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 447 W 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 447 W 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELTA serves 8,700 people · EPA ID CO0115205
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20