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161 W 2nd St, Delta, CO 81416 Property Records

Delta County property record for 161 W 2nd St, Delta, CO 81416 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.75 ba · 1,926 sqft · built 1906
Lot Size0.073 acres (3,180 sqft)
Owner2 Individual Names on File
Last Sale$162,000 (Dec 2018)
Tax Bill$1,127 (2025)
Deeds & MortgagesDec 2022 Mortgage
Aug 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR014245

Property Details

APN / Parcel Number

Primary APNR014245
Alternative APN
  • 345713410012

Interior

Bedrooms5 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area1,926 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1970
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,180 sqft (0.073 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberR014245
Street Address161 W 2ND ST
CityDELTA
StateCO
Zip81416-1801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description161 W 2ND ST DELTA 81416 S: 13 T: 15S R: 96W SUBDIVISION: ORIGINAL DELTA BLOCK: 13 LOT: 17 AND:- LOT: 18 TOTAL AC 0.073+- SEC 13 T15S R96W 6PM BLK 13LTS 17 & 18 ORIG DELTA W63. 7 OF LTS 17 & 18 BK 440 PG 1104 BK 454 PG 1395 BK 459 PG 391 BK 470 PG 63
Legal SubdivisionORIGINAL DELTA
Legal Block13
Legal Lot Number17
JurisdictionDELTA CO
Township / Civil DivisionDELTA
Census Block Group1
Census Block1001
Census Tract965100

Owner

Source: Delta County records · APN R014245

Assessment roll updated May 4, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address161 W 2ND ST, DELTA, CO 81416-1801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE HOME LENDING
Aug 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE HOME LENDING INC
Dec 27, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 27, 2018 · Amount on Record
Deed SaleDec 27, 2018 · Amount on Record
Prior SaleMay 24, 2006 · Amount on Record
Deed Document Number2018707987
Record UpdatedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address161 W 2ND ST, DELTA, CO 81416-1801
Transaction TypeMortgage
Record UpdatedJan 04, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000743835
DateDec 15, 2022
Instrument743835
Lender
NameCORNERSTONE HOME LENDING
TypeMortgage Company
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueSep 01, 2052

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address161 W 2ND ST, DELTA, CO 81416-1801
Transaction TypeMortgage
Record UpdatedSep 08, 2022
Title CompanyLAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000741663
DateAug 24, 2022
Instrument741663
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateDec 27, 2018
Property Address161 W 2ND ST, DELTA, CO 81416-1801
Document Number0000707987
Instrument DateDec 21, 2018
Instrument707987
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$16.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address161 W 2ND ST, DELTA, CO 81416-1801

Mortgage

Document Number0000707988
DateDec 27, 2018
Instrument707988
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: Delta County records · Assessment roll updated May 4, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
MunicipalityDelta City
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,127.00 (+15.83%)$16,565 (+12.63%) Land $3,125 Building $13,440$265,040 (+20.73%) Land $50,000 Building $215,040
2024$973.00 (+3.95%)$14,708 (-) Land $2,009 Building $12,699
2023$936.00 (+1.96%)$14,708 (+3.32%) Land $2,009 Building $12,699$219,523 (+7.18%) Land $29,987 Building $189,536
2022$918.00$14,235 Land $1,117 Building $13,118$204,820 Land $16,071 Building $188,749

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delta County (08029C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080299651001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 473 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Delta Montrose Electric AssociationFiber6,000 / 6,000
ClearnetworxFiber1,000 / 1,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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