Bergen County and Oradell Borough property record for 447 Summit Ave, Oradell, NJ 07649 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1929 |
| Square Footage | 2,392 sqft Living Area |
| Lot Size | 19,502 sqft (0.448 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $1,127,000 (2025) |
| Tax Bill | $20,981.00 (2025) |
| Primary APN | 44-00610-0000-00009 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,392 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Construction Type | Frame Construction |
| Lot Area | 19,502 sqft (0.448 acres) |
| Depth X Width | 150 ft x 130 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Account Number | 238400 |
|---|---|
| Street Address | 447 SUMMIT AVE |
| City | ORADELL |
| State | NJ |
| Zip | 07649-1948 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 130X150 |
| Legal Block | 610 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | ORADELL |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 40001 |
Source: Bergen County and Oradell Borough records · APN 44-00610-0000-00009
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 447 SUMMIT AVE, ORADELL, NJ 07649-1948 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Oct 06, 2025 | Deed, Transfer · Conventional Mortgage M & T BANK |
| Nov 03, 2023 | Intrafamily Transfer, Transfer LEANNA B DESHEPLO |
| Sep 27, 2021 | Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 06, 2025 · Amount on Record |
| Deed Sale | Oct 06, 2025 · Amount on Record |
| Prior Sale | Nov 03, 2023 |
| Deed Doc Number | 202568521 |
| Deed Book / Page | 5616 / 570 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 06, 2025 |
| Property Address | 447 SUMMIT AVE, ORADELL, NJ 07649-1948 |
| Document Number | 0056160570 |
| Book / Page | 5616 / 570 |
| Instrument Date | Oct 06, 2025 |
| Instrument | 2025068521 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | SAFE LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,381.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 GORITZ RD, MILFORD, NJ 08848-2025 |
| Name | Verified Name |
|---|---|
| Address | 447 SUMMIT AVE, ORADELL, NJ 07649-1948 |
| Document Number | 2025068522 |
|---|---|
| Date | Oct 06, 2025 |
| Instrument | 2025068522 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Oct 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.3% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 03, 2023 |
| Property Address | 447 SUMMIT AVE, ORADELL, NJ 07649-1948 |
| Document Number | 0051200831 |
| Book / Page | 5120 / 831 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 2023072584 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 HARTLAND AVE, EMERSON, NJ 07630-1207 |
| Name | Verified Name |
|---|---|
| Address | 447 SUMMIT AVE, ORADELL, NJ 07649-1948 |
| Document Number | 0051200839 |
|---|---|
| Date | Nov 03, 2023 |
| Book Page | 5120/839 |
| Instrument | 2023072585 |
| Name | LEANNA B DESHEPLO |
|---|---|
| Type | Private Party |
| Address | 23 HARTLAND AVE, EMERSON, NJ 07630 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Nov 01, 2028 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 27, 2021 |
| Property Address | 447 SUMMIT AVE, ORADELL, NJ 07649-1948 |
| Document Number | 0043930661 |
| Book / Page | 4393 / 661 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 2021150239 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,226.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 447 SUMMIT AVE, 447, ORADELL, NJ 07649-1948 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 447 SUMMIT AVE, ORADELL, NJ 07649-1948 |
| Document Number | 2021150240 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021150240 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
Source: Bergen County and Oradell Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $992,200 (+8.53%) Land $549,300 Building $442,900 | $992,200 (+8.53%) Land $549,300 Building $442,900 | |
| 2025 | $20,981.00 (+7.16%) | $914,200 (+27.68%) Land $506,800 Building $407,400 | $914,200 (+27.68%) Land $506,800 Building $407,400 |
| 2024 | $19,579.00 (+6.97%) | ||
| 2023 | $716,000 (+4.6%) Land $356,000 Building $360,000 | $716,000 (+4.6%) Land $356,000 Building $360,000 | |
| 2022 | $18,303.00 (+6.88%) | $684,500 Land $343,000 Building $341,500 | $684,500 Land $343,000 Building $341,500 |
| 2021 | $17,125.00 |
447 Summit Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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