Bergen County and Oradell Borough property record for 405 Summit Ave, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 1,888 sqft · built 1980 |
| Lot Size | 0.237 acres (10,319 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Jun 1995) |
| Tax Bill | $17,483 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00502-0000-00012 |
| Primary APN | 44-00502-0000-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,888 sqft Living Area |
| 1st Floor Area | 1,888 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Lot Area | 10,319 sqft (0.237 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00236700 |
|---|---|
| Street Address | 405 SUMMIT AVE |
| City | ORADELL |
| State | NJ |
| Zip | 07649-1949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .2369 |
| Legal Block | 502 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 40001 |
Source: Bergen County and Oradell Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 SUMMIT AVE, ORADELL, NJ 07649-1949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Apr 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK |
| Apr 24, 2018 | Deed of Trust, Mortgage · Line of Credit VALLEY NAT'L BK |
| Apr 24, 2018 | Deed of Trust, Mortgage · Line of Credit VALLEY NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 1995 · Amount on Record |
| Deed Sale | Jun 28, 1995 · Amount on Record |
| Deed Book / Page | 7798 / 833 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 405 SUMMIT AVE, ORADELL, NJ 07649-1949 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 405 SUMMIT AVE, ORADELL, NJ 07649-1949 |
| Document Number | 0043941416 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 4394/1416 |
| Instrument | 2021150684 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 405 SUMMIT AVE, ORADELL, NJ 07649-1949 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039131416 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 3913/1416 |
| Instrument | 21-006188 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 405 SUMMIT AVE, ORADELL, NJ 07649-1949 |
| Document Number | 0029332255 |
| Instrument Date | Apr 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 SUMMIT AVE ORADELL NJ 076491949, ORADELL, NJ 07649-1949 |
| Document Number | 0029332255 |
|---|---|
| Date | May 7, 2018 |
| Book Page | 002933/002255 |
| Instrument | 32020 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 6, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 405 SUMMIT AVE, ORADELL, NJ 07649-1949 |
| Document Number | 0029332270 |
| Instrument Date | Apr 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Name | Verified Name |
|---|---|
| Address | 405 SUMMIT AVE ORADELL NJ 076491949, ORADELL, NJ 07649-1949 |
| Document Number | 0029332270 |
|---|---|
| Date | May 7, 2018 |
| Book Page | 002933/002270 |
| Instrument | 32020 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 405 SUMMIT AVE, ORADELL, NJ 07649-1949 |
| Document Number | 0029392272 |
| Instrument Date | Apr 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 405 SUMMIT AVE ORADELL NJ 076491949, ORADELL, NJ 07649-1949 |
| Document Number | 0029392272 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 002939/002272 |
| Instrument | 33768 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $800,700 (+5.11%) Land $504,900 Building $295,800 | $800,700 (+5.11%) Land $504,900 Building $295,800 | |
| 2025 | $17,483.00 (+9.61%) | $761,800 (+30.04%) Land $471,800 Building $290,000 | $761,800 (+30.04%) Land $471,800 Building $290,000 |
| 2024 | $15,950.00 (+6.61%) | ||
| 2023 | $585,800 Land $326,900 Building $258,900 | $585,800 Land $326,900 Building $258,900 | |
| 2022 | $14,961.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1999–2023) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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