447 Spayer Ln, Mansfield, OH 44903 Property Records

Richland County property record for 447 Spayer Ln, Mansfield, OH 44903

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 875 sqft · built 1951
Lot Size	0.177 acres (7,701 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (May 2026)
Tax Bill	$365 (2025)
Deeds & Mortgages	Oct 2022 Mortgage May 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`027-03-005-05-000`

Property Details

APN / Parcel Number

Primary APN	`027-03-005-05-000`
Alternative APN	`01186`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	875 sqft Living Area
1st Floor Area	875 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum Siding
Construction Type	Frame
Lot Area	7,701 sqft (0.177 acres)
Lot Dimensions	140 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	447 SPAYER LN
City	MANSFIELD
State	OH
Zip	44903-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12746 55 X 140
Legal Subdivision	MANSFIELD
Jurisdiction	RICHLAND OH
Township / Civil Division	MANSFIELD
Census Block Group	3
Census Block	3010
Census Tract	600

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	447 SPAYER LN, MANSFIELD, OH 44903-1537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage FIRST FEDERAL COMMUNITY BANK
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRELANDS FEDERAL CREDIT UNION
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRELANDS FEDERAL CREDIT UNION
Jul 26, 2022	Foreclosure SOUTHERN TITLE
Jul 26, 2022	Warranty Deed, Transfer SOUTHERN TITLE
Jun 23, 2022	Warranty Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU
Jun 23, 2022	Warranty Deed, Transfer NOT AVAILABLE, EMPORA TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Jul 26, 2022 · Amount on Record
Deed Document Number	20265726
Deed Book / Page	3042 / 4089
Prior Transfer Date	Aug 15, 2008
Prior Transfer Doc	02004/0900
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	447 SPAYER LN, MANSFIELD, OH 44903-1537
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002997/239
Date	Oct 19, 2022
Book Page	2997/239
Instrument	202200013004

Lender

Name	FIRST FEDERAL COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jul 18, 2028
Min Rate At Change	5.5%
Max Rate At Change	10.5%
Index	5-Year CMT
Max Rate	10.5%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	May 20, 2026
Property Address	447 SPAYER LN, MANSFIELD, OH 44903-1537
Document Number	0000005726
Book / Page	3042 / 4089
Instrument Date	May 18, 2026
Instrument	20265726
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	RIDGE TITLE, BRIDGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	447 SPAYER LN, MANSFIELD, OH 44903-1537

Mortgage

Document Number	0000005727,
Date	May 20, 2026
Instrument	20265727

Lender

Name	FIRELANDS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	May 20, 2026
Property Address	447 SPAYER LN, MANSFIELD, OH 44903-1537
Document Number	03042/4089
Book / Page	3042 / 4089
Instrument Date	May 18, 2026
Instrument	20265726
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	BRIDGE TITLE INC, BRIDGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	447 SPAYER LN, MANSFIELD, OH 44903-1537

Mortgage

Document Number	0000005727,
Date	May 20, 2026
Instrument	20265727

Lender

Name	FIRELANDS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	RICHLAND OH
Recording Date	Jul 26, 2022
Property Address	447 SPAYER LN, MANSFIELD, OH 44903-1537
Document Number	02993/4410
Book / Page	2993 / 4410
Map Reference	VOL 17 PG 69
Instrument Date	Jul 22, 2022
Instrument	202200009280
Transaction Type	Foreclosure
Record Updated	Aug 4, 2022
Title Company	SOUTHERN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	89 VENNUM AVE, 89, MANSFIELD, OH 44903-2125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 LIBERTY ST, CANAL WINCHESTER, OH 43110-1242

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Jul 26, 2022
Property Address	447 SPAYER LN, MANSFIELD, OH 44903-1537
Document Number	02993/4404
Book / Page	2993 / 4404
Map Reference	VOL 17 PG 34
Instrument Date	Jul 22, 2022
Instrument	202200009278
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 MARION AVE, MANSFIELD, OH 44903-2135
Investor	Possibly a Property Investor

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Jun 23, 2022
Property Address	447 SPAYER LN, MANSFIELD, OH 44903-1537
Document Number	02992/3181
Book / Page	2992 / 3181
Map Reference	VOL 17 PG 37
Instrument Date	Mar 16, 2022
Instrument	202200007932
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	EMPORA TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5386 FRANKLIN ST, HILLIARD, OH 43026-1462
Investor	Possibly a Property Investor

Mortgage

Document Number	02992/4302
Date	Jun 29, 2022
Book Page	2992/4302
Instrument	202200008140

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union
Address	CLEVELAND, OH 44114

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Jun 23, 2022
Property Address	447 SPAYER LN, MANSFIELD, OH 44903-1537
Document Number	02992/3193
Book / Page	2992 / 3193
Map Reference	VOL 17 PG 34
Instrument Date	Mar 15, 2022
Instrument	202200007937
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	NOT AVAILABLE, EMPORA TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
Municipality	Mansfield City
Unified School District	Mansfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$365.00 (+0.27%)	$7,620 (-) Land $1,850 Building $5,770
2024	$364.00 (+0.28%)	$7,620 (-) Land $1,850 Building $5,770
2023	$363.00 (-0.55%)	$7,620 (+24.92%) Land $1,850 Building $5,770	$21,770 (+25.11%) Land $5,280 Building $16,490
2022	$365.00	$6,100 Land $1,790 Building $4,310
2020			$17,400 Land $5,100 Building $12,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANSFIELD CITY serves 51,000 people · EPA ID OH7002914
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025 Turbidity resolved · Jan 2025
Treatment and Procedure	Lead service line inventory Oct 2024 Corrosion control Jan 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Watch TV.

Nearby Properties on Spayer Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures