447 Smee Rd, Middletown, DE 19709 Property Records

New Castle County property record for 447 Smee Rd, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,203 sqft · built 2017
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$360,500 (Jul 2023)
Tax Bill	$3,170 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-019.32-238`

Property Details

APN / Parcel Number

Primary APN	`13-019.32-238`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,203 sqft Living Area
1st Floor Area	473 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	447 SMEE RD
City	MIDDLETOWN
State	DE
Zip	19709-9939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Subdivision	HIGH HOOK FARMS
Legal Lot Number	254
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	2
Census Block	2036
Census Tract	16608

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Okolona listed 1985 · 1 contributing resources · NRIS 85003527

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

447 Smee Rd is owned and occupied by two individuals who bought it in July 2023.

Source: New Castle County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	447 SMEE RD, MIDDLETOWN, DE 19709-9939
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Jul 10, 2023	Deed, Transfer · FHA Mortgage MERIDIAN BANK
Oct 10, 2023	Intrafamily Transfer, Transfer
Apr 23, 2020	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Dec 29, 2017	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Sep 12, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Prior Sale	Dec 29, 2017 · Amount on File
Deed Document Number	202344907
Prior Transfer Date	Jun 26, 2023
Prior Transfer Doc	0000067630
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	447 SMEE RD, MIDDLETOWN, DE 19709-9939
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 SMEE RD, MIDDLETOWN, DE 19709-9939

Mortgage

Document Number	0000023877
Date	Apr 17, 2024
Instrument	20240417-0023877

Lender

Name	LOANCARE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23453

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	May 1, 2064

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Jul 10, 2023
Property Address	447 SMEE RD, MIDDLETOWN, DE 19709-9939
Document Number	0000044907
Map Reference	MF 2016060800027390
Instrument Date	Jun 26, 2023
Instrument	20230710-0044907
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1214 COMPASS WAY, NEWARK, DE 19711-8621

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	447 SMEE RD, MIDDLETOWN, DE 19709-9939

Mortgage

Document Number	0000044911
Date	Jul 10, 2023
Instrument	20230710-0044911

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Mortgage

Document Number	0000044912
Date	Jul 10, 2023
Instrument	20230710-0044912

Lender

Name	DELAWARE STATE HOUSING AUTHORITY
Type	Government Agency
Address	WILMINGTON, DE 19801

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEW CASTLE DE
Recording Date	Oct 10, 2023
Property Address	447 SMEE RD, MIDDLETOWN, DE 19709-9939
Document Number	0000067630
Map Reference	MF 21606080027390
Instrument Date	Jun 26, 2023
Instrument	20231010-0067630
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	447 SMEE RD, MIDDLETOWN, DE 19709-9939

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	447 SMEE RD, MIDDLETOWN, DE 19709-9939

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Apr 23, 2020
Property Address	447 SMEE RD, MIDDLETOWN, DE 19709-9939
Document Number	0000032039
Map Reference	MF 201606080027390
Instrument Date	Apr 14, 2020
Instrument	20200423-0032039
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 SMEE RD, MIDDLETOWN, DE 19709-9939

Mortgage

Document Number	0000032043
Date	Apr 23, 2020
Instrument	20200423-0032043

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Mortgage

Document Number	0000032044
Date	Apr 23, 2020
Instrument	20200423-0032044

Lender

Name	DELAWARE STATE HOUSING AUTHORITY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Dec 29, 2017
Property Address	447 SMEE RD, MIDDLETOWN, DE 19709-9939
Document Number	0000067833
Map Reference	DOC 20160608-0002739
Instrument Date	Dec 27, 2017
Instrument	20171229-0067833
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	447 SMEE RD, MIDDLETOWN, DE 19709-9939
Investor	Possibly a Property Investor

Mortgage

Document Number	0000067834
Date	Dec 29, 2017
Instrument	20171229-0067834

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Sep 12, 2017
Property Address	447 SMEE RD, MIDDLETOWN, DE 19709-9939
Document Number	0000046979
Instrument Date	Aug 17, 2017
Instrument	46979
Transaction Type	Transfer
Record Updated	Mar 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$5,051.26
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2500 WRANGLE HILL RD #210 BEAR DE 197013838, 210, BEAR, DE 19701-3838
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 447 Smee Rd was $3,170.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,170.00	$392,700 Land $95,400 Building $297,300
2024			$311,040
2023	$2,735.00 (-0.26%)	$73,700 (-) Land $4,400 Building $69,300
2022	$2,742.00	$73,700 Land $4,400 Building $69,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 447 Smee Rd in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	64 (1979–2024)
Claims Outside the SFHA	2 of 64
Most Recent Claim	Feb 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 13 claims Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 447 Smee Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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