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446 Smee Rd, Middletown, DE 19709 Property Records

New Castle County property record for 446 Smee Rd, Middletown, DE 19709 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,248 sqft · built 2016
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on File
Last Sale$285,490 (Dec 2016)
Tax Bill$3,704 (2025)
Deeds & MortgagesDec 2021 Mortgage
Nov 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN13-019.32-222

Property Details

APN / Parcel Number

Primary APN13-019.32-222

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,248 sqft Living Area
1st Floor Area932 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address446 SMEE RD
CityMIDDLETOWN
StateDE
Zip19709-9940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHIGH HOOK FARMS
Legal Lot Number238
JurisdictionNEW CASTLE DE
Township / Civil DivisionMIDDLETOWN-ODESSA
Census Block Group2
Census Block2040
Census Tract16608

Owner

Source: New Castle County records · APN 13-019.32-222

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address446 SMEE RD, MIDDLETOWN, DE 19709-9940
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 02, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 14, 2019Loan Modification, Mortgage · Conventional with PMI
PENNYMAC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 09, 2016 · Amount on Record
Deed SaleDec 09, 2016 · Amount on Record
Deed Document Number201664935
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address446 SMEE RD, MIDDLETOWN, DE 19709-9940
Transaction TypeMortgage
Record UpdatedDec 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000137708
DateDec 02, 2021
Instrument20211202-0137708
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNEW CASTLE DE
Property Address446 SMEE RD, MIDDLETOWN, DE 19709-9940
Document Number0000101967
Instrument DateNov 14, 2019
Transaction TypeMortgage
Record UpdatedJan 02, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 SMEE RD MIDDLETOWN DE 197099940, MIDDLETOWN, DE 19709-9940

Mortgage

Document Number0000101967
DateDec 16, 2019
Instrument101967
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 15, 2049
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictAppoquinimink School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,704.00 (+10.17%)$458,900 (+406.51%) Land $95,400 Building $363,500
2024$436,050
2023$3,362.00$90,600 Land $7,200 Building $83,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Castle County (10003C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100030166082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 76 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies76 in force
65 of 76 on primary residences
Nearby Flood Claims64 (1979–2024)
Claims Outside the SFHA2 of 64
Most Recent ClaimFeb 2024, other causes
Flood Events
  • Hurricane Sandy (Oct 2012), 13 claims
  • Hurricane Isabel (Sep 2003), 10 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOkolona
listed 1985 · 1 contributing resources · NRIS 85003527

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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