Cheboygan County property record for 447 S Western Ave, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $78,000 (Oct 2019) |
| Tax Bill | $1,478 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Oct 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-S47-001-044-00 |
| Primary APN | 054-S47-001-044-00 |
|---|
| Lot Area | 13,504 sqft (0.31 acres) |
|---|
| Street Address | 447 S WESTERN AVE |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-1475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FM SAMMONS ADDITION TO THE VILLAGE OF CHEBOYGAN, LOTS 87 & 88 *EXC: E 99FT THEREOF. (SEC 31, T38N,R1W) SUBJ TO ACT 25, PA |
| Legal Range | 01W |
| Legal Township | 038 |
| Legal Section | 31 |
| Legal Subdivision | FM SAMMONS ADD |
| Legal Lot Number | 87-88 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | CHEBOYGAN |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 960200 |
Source: Cheboygan County records, as of June 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 447 S WESTERN AVE, CHEBOYGAN, MI 49721-1475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2019 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Oct 17, 2019 | Warranty Deed, Transfer |
| Aug 5, 2019 | Warranty Deed, Transfer |
| Jun 18, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2019 · Amount on Record |
| Deed Sale | Oct 17, 2019 · Amount on Record |
| Prior Sale | Aug 5, 2019 · Amount on Record |
| Deed Book / Page | 1396 / 840 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 447 S WESTERN AVE, CHEBOYGAN, MI 49721-1475 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001396/0000000841 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 0000001396/0000000841 |
| Name | USDA |
|---|
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 387 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Oct 17, 2019 |
| Property Address | 447 S WESTERN AVE, CHEBOYGAN, MI 49721-1475 |
| Document Number | 1396/840 |
| Book / Page | 1396 / 840 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 512, INDIAN RIVER, MI 49749-0512 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Aug 5, 2019 |
| Property Address | 447 S WESTERN AVE, CHEBOYGAN, MI 49721-1475 |
| Document Number | 1390/995 |
| Book / Page | 1390 / 995 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1637 NICOLET DR, CHEBOYGAN, MI 49721-8400 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Jun 18, 2019 |
| Property Address | 447 S WESTERN AVE, CHEBOYGAN, MI 49721-1475 |
| Document Number | 1387/462 |
| Book / Page | 1387 / 462 |
| Instrument Date | May 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7020 MCDONALD RD, CHEBOYGAN, MI 49721-9289 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| Municipality | Cheboygan City |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,700 (+66.76%) | $119,400 (+66.76%) | |
| 2025 | $1,478.00 (+23.68%) | ||
| 2023 | $35,800 | $71,600 | |
| 2022 | $1,195.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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