Delaware County property record for 447 Ridge Ln, Springfield, PA 19064
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,700 sqft · built 1966 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Jul 2020) |
| Tax Bill | $10,989 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-00-05206-05 |
| Primary APN | 42-00-05206-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,700 sqft Living Area |
| 1st Floor Area | 2,700 sqft |
| Family Room | Family Room |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Lot Area | 9,017 sqft (0.207 acres) |
| Lot Dimensions | 113 ft deep x 90 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4202076000 |
|---|---|
| Street Address | 447 RIDGE LN |
| City | SPRINGFIELD |
| State | PA |
| Zip | 19064-1139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 STY HSE GAR 90 X 113 IRR L 138 |
| Legal Subdivision | 447 RIDGE LANE |
| Legal Lot Number | 138 |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 407802 |
447 Ridge Ln is owned and occupied by two individuals who acquired it in August 2020.
Source: Delaware County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 447 RIDGE LN, SPRINGFIELD, PA 19064-1139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE |
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 8, 2020 | Quit Claim Deed, Transfer TS EXECUTIVE CLOSING SERVICES LLC, TS EXECUTIVE CLOSING SVCS LLC |
| Jul 7, 2020 | Deed, Transfer · Conventional Mortgage MORTGAGE NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2020 · Amount on File |
| Deed Sale | Jul 7, 2020 · Amount on File |
| Prior Sale | Aug 29, 1978 |
| Deed Document Number | 202035339 |
| Deed Book / Page | 6545 / 678 |
| Last Transfer Date | Aug 11, 2020 |
| Transfer Doc | 0065870666 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Aug 14, 2026 |
| Property Address | 447 RIDGE LN, SPRINGFIELD, PA 19064-1139 |
| Document Number | 0000031806 |
| Book / Page | 7153 / 4312 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202631806 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 447 RIDGE LN, SPRINGFIELD, PA 19064-1139 |
| Document Number | 0000031806, |
|---|---|
| Date | Aug 14, 2026 |
| Book Page | 7153/4312 |
| Instrument | 202631806 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 447 RIDGE LN, SPRINGFIELD, PA 19064-1139 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0067305728 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 6730/5728 |
| Instrument | 2021064141 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28272 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Sep 8, 2020 |
| Property Address | 447 RIDGE LN, SPRINGFIELD, PA 19064-1139 |
| Document Number | 0065870666 |
| Book / Page | 006587 / 000666 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 50297 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | TS EXECUTIVE CLOSING SERVICES LLC, TS EXECUTIVE CLOSING SVCS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 447 RIDGE LN SPRINGFIELD PA 190641139, SPRINGFIELD, PA 19064-1139 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Jul 7, 2020 |
| Property Address | 447 RIDGE LN, SPRINGFIELD, PA 19064-1139 |
| Document Number | 0065450678 |
| Book / Page | 6545 / 678 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 2020035339 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2021 |
| Title Company | ULTIMATE SETTLEMENT SLN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 447 RIDGE LN, SPRINGFIELD, PA 19064-1139 |
| Document Number | 6545682 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 6545/682 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2035 |
The 2026 property tax bill for 447 Ridge Ln was $10,989.
Source: Delaware County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| County Subdivision | Springfield Township |
| Unified School District | Springfield School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,989.00 | $366,670 (-) Land $99,010 Building $267,660 | $366,670 (-) Land $99,010 Building $267,660 |
| 2025 | $366,670 (-) Land $99,010 Building $267,660 | $366,670 Land $99,010 Building $267,660 | |
| 2024 | $10,305.00 (+2.98%) | $366,670 Land $99,010 Building $267,660 | |
| 2023 | $10,007.00 Homeowner's exemption | ||
| 2021 | $366,670 (-) | ||
| 2020 | $366,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 447 Ridge Ln in Zone X, an area of minimal flood risk, though there have been 61 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 61 (1979–2020) |
| Claims Outside the SFHA | 17 of 61 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 447 Ridge Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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